Warde 3008005 oligoclonal bands at Aurora Medical Center Grafton

975 Port Washington Rd, Grafton, WI · Aurorahealthcare · · NPI 1265740195

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$92.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$185.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.91 with United Healthcare vs $157.25 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $21.91 ↓ -76%
United Healthcare Exchange $21.91 ↓ -76%
United Healthcare Charter $21.91 ↓ -76%
United Healthcare Nexus $21.91 ↓ -76%
Aurora Caregiver Commercial $27.39 ↓ -70%
Anthem Blue Priority $27.39 ↓ -70%
Anthem Blue Preferred $32.87 ↓ -64%
Common Ground Employee Trust Fund $57.52 ↓ -38%
Common Ground Exchange $57.52 ↓ -38%
Everpointe Elite Commercial $59.34 ↓ -36%
Common Ground Envision $59.87 ↓ -35%
Centivo Commercial $59.87 ↓ -35%
Aetna HMO $61.08 ↓ -34%
Health Payment Systems Commercial $68.48 ↓ -26%
Quartz One Commercial $68.48 ↓ -26%
HealthPartners Employee Trust Fund $72.65 ↓ -21%
Molina Exchange Commercial $75.60 ↓ -18%
HS Technology Commercial $77.08 ↓ -17%
Quartz Group Commercial $79.43 ↓ -14%
Cigna PPO-GPPO $80.28 ↓ -13%
Wisconsin Physician Service Aurora Featured $88.74 ↓ -4%
HealthPartners Robin $92.99 ↑ +1%
Wisconsin Physician Service Statewide $93.40 ↑ +1%
Wisconsin Physician Service Arise $93.40 ↑ +1%
Trilogy Commercial $96.14 ↑ +4%
Health EOS Plus Commercial $111.00 ↑ +20%
HealthPartners Broad $138.75 ↑ +50%
Health EOS PPO $148.00 ↑ +60%
Aetna PPO $152.81 ↑ +65%
United Healthcare PPO $155.77 ↑ +68%
Cigna PPO $156.51 ↑ +69%
Anthem PPO $157.25 ↑ +70%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $130.91 $27.39 – $87.10
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $130.91 $27.39 – $87.10
UnityPoint Health - Meriter Hospital Madison $249.28 $16.43 – $97.22
SSM Health St. Clare Hospital - Baraboo Baraboo $145.20 $20.54 – $199.88
SSM Health St. Mary's Hospital - Janesville Janesville $174.90 $20.54 – $159.89
SSM Health St. Mary's Hospital - Madison Madison $121.55 $20.54 – $163.52
SSM Health Monroe Hospital Monroe $141.35 $27.39 – $47.93
SSM Health Ripon Community Hospital Ripon $124.85 $27.39 – $47.93

All Wisconsin hospitals for this procedure →