Blood draw capillary 36416 at Aurora Medical Center Grafton

975 Port Washington Rd, Grafton, WI · Aurorahealthcare · · NPI 1265740195

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$10.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with United Healthcare vs $17.00 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $0.01 ↓ -100%
United Healthcare Nexus $0.01 ↓ -100%
United Healthcare Charter $0.01 ↓ -100%
United Healthcare Exchange $0.01 ↓ -100%
Cigna PPO-GPPO $0.54 ↓ -95%
Aurora Caregiver Commercial $3.00 ↓ -70%
Quartz One Commercial $5.00 ↓ -50%
Quartz Group Commercial $5.80 ↓ -42%
Everpointe Elite Commercial $6.46 ↓ -35%
Centivo Commercial $10.00 ↑ +0%
HS Technology Commercial $10.00 ↑ +0%
Aetna HMO $11.00 ↑ +10%
Health EOS Plus Commercial $12.00 ↑ +20%
Anthem Blue Priority $12.00 ↑ +20%
Molina Exchange Commercial $12.00 ↑ +20%
Common Ground Exchange $12.00 ↑ +20%
Common Ground Employee Trust Fund $12.00 ↑ +20%
Common Ground Envision $12.00 ↑ +20%
HealthPartners Employee Trust Fund $12.00 ↑ +20%
Wisconsin Physician Service Aurora Featured $12.40 ↑ +24%
Wisconsin Physician Service Statewide $13.00 ↑ +30%
Anthem Blue Preferred $13.00 ↑ +30%
Health Payment Systems Commercial $13.00 ↑ +30%
Wisconsin Physician Service Arise $13.00 ↑ +30%
Trilogy Commercial $14.00 ↑ +40%
HealthPartners Broad $15.00 ↑ +50%
HealthPartners Robin $15.00 ↑ +50%
Health EOS PPO $16.00 ↑ +60%
Aetna PPO $16.52 ↑ +65%
United Healthcare PPO $16.84 ↑ +68%
Cigna PPO $16.92 ↑ +69%
Anthem PPO $17.00 ↑ +70%

Visitor-reported prices

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