Surgical pathology level 3 gross & microscopic examination at SSM Health St. Clare Hospital - Baraboo

707 14Th St, Baraboo, WI · SSM Health · · NPI 1720472848

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$341.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$620.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.96 with Molina vs $323.09 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Managed Care Plan $37.96 ↓ -89%
Dean Health Plan Medicare Managed Care Plan $50.62 ↓ -85%
BCBS Blue Preferred/Blue Preferred Plus HMO/POS $238.68 ↓ -30%
BCBS Blue Access PPO $323.09 ↓ -5%
BCBS Blue Traditional Traditional $323.09 ↓ -5%

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $246.45 $15.27 – $114.42
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $246.45 $15.27 – $114.42
UnityPoint Health - Meriter Hospital Madison $720.64 $8.74 – $281.05
Orthopaedic Hospital of Wisconsin, LLC Glendale $127.20 $12.17 – $46.45
SSM Health St. Mary's Hospital - Janesville Janesville $313.50 $39.37 – $190.93
SSM Health St. Mary's Hospital - Madison Madison $151.80 $37.96 – $195.26
SSM Health Monroe Hospital Monroe $256.85 $34.27 – $50.62
SSM Health Ripon Community Hospital Ripon $274.45 $48.59 – $49.47

All Wisconsin hospitals for this procedure →