Xcapsl ctrc rmvl insj 1+ at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$4,323.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,647.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,079.48 with united mine workers of america medicare advantage vs $25,706.74 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united mine workers of america medicare advantage united mine workers of america medicare advantage $5,079.48 ↑ +17%
peak health medicare advantage all plans $5,079.48 ↑ +17%
highmark wv medicare advantage all plans $5,282.66 ↑ +22%
aetna medicare advantage all plans $5,333.45 ↑ +23%
humana medicare advantage all plans $5,333.45 ↑ +23%
pa health & wellness medicare advantage all plan $5,333.45 ↑ +23%
wv senior advantage isnp $5,384.25 ↑ +25%
the health plan wv medicare advantage all plans $5,384.25 ↑ +25%
unitedhealthcare medicare advantage all plans $5,536.63 ↑ +28%
coventry health care worker's compensation $8,025.58 ↑ +86%
alliance coal alliance coal $8,889.09 ↑ +106%
blue cross blue shield ppo blue cross blue shield ppo $25,706.74 ↑ +495%
blue cross blue shield traditional blue cross blue shield traditional $25,706.74 ↑ +495%

Visitor-reported prices

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Xcapsl ctrc rmvl insj 1+ at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $3,888.00 $3,329.31 – $13,573.33

All West-virginia hospitals for this procedure →