Whfo w/joint(s) custom fab at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$248.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$496.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$495.89 with united mine workers of america medicare advantage vs $2,509.65 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united mine workers of america medicare advantage united mine workers of america medicare advantage $495.89 ↑ +100%
peak health medicare advantage all plans $495.89 ↑ +100%
highmark wv medicare advantage all plans $515.73 ↑ +108%
aetna medicare advantage all plans $520.68 ↑ +110%
humana medicare advantage all plans $520.68 ↑ +110%
pa health & wellness medicare advantage all plan $520.68 ↑ +110%
wv senior advantage isnp $525.64 ↑ +112%
the health plan wv medicare advantage all plans $525.64 ↑ +112%
unitedhealthcare medicare advantage all plans $540.52 ↑ +118%
coventry health care worker's compensation $783.51 ↑ +216%
alliance coal alliance coal $867.81 ↑ +250%
blue cross blue shield ppo blue cross blue shield ppo $2,509.65 ↑ +912%
blue cross blue shield traditional blue cross blue shield traditional $2,509.65 ↑ +912%

Visitor-reported prices

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Whfo w/joint(s) custom fab at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $465.50 $322.33 – $2,100.84
United Hospital Center Bridgeport $513.00 $495.89 – $867.81
Camden Clark Medical Center Parkersburg $513.00 $495.89 – $867.81

All West-virginia hospitals for this procedure →