Psych test eval svc phys/qhp ea addl hr at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$307.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$615.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.13 with highmark health options vs $352.85 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $57.13 ↓ -81%
highmark health options west va mgd mcaid $57.13 ↓ -81%
wellpoint wv chip $57.13 ↓ -81%
wellpoint west virginia mgd mcaid $57.13 ↓ -81%
the health plan wv mgd mcaid $57.95 ↓ -81%
the health plan wv chip $58.22 ↓ -81%
aetna better health wv chip $58.22 ↓ -81%
aetna better health mgd medicaid $58.22 ↓ -81%
peak health medicare advantage all plans $69.72 ↓ -77%
united mine workers of america medicare advantage united mine workers of america medicare advantage $69.72 ↓ -77%
highmark wv medicare advantage all plans $72.51 ↓ -76%
humana medicare advantage all plans $73.21 ↓ -76%
aetna medicare advantage all plans $73.21 ↓ -76%
pa health & wellness medicare advantage all plan $73.21 ↓ -76%
the health plan wv medicare advantage all plans $73.90 ↓ -76%
wv senior advantage isnp $73.90 ↓ -76%
unitedhealthcare medicare advantage all plans $75.99 ↓ -75%
coventry health care worker's compensation $110.16 ↓ -64%
alliance coal alliance coal $122.01 ↓ -60%
blue cross blue shield ppo blue cross blue shield ppo $352.85 ↑ +15%
blue cross blue shield traditional blue cross blue shield traditional $352.85 ↑ +15%

Visitor-reported prices

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Psych test eval svc phys/qhp ea addl hr at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $174.50 not published
West Virginia University Hospitals Morgantown $523.50 $45.32 – $184.76
Berkeley Medical Center Martinsburg $300.00 $57.13 – $122.01

All West-virginia hospitals for this procedure →