Pr hospital ip/obs care initial high level per day at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$431.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$863.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.48 with highmark health options vs $791.58 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $130.48 ↓ -70%
highmark health options west va mgd mcaid $130.48 ↓ -70%
wellpoint wv chip $130.48 ↓ -70%
wellpoint west virginia mgd mcaid $130.48 ↓ -70%
the health plan wv mgd mcaid $132.35 ↓ -69%
the health plan wv chip $132.97 ↓ -69%
aetna better health wv chip $132.97 ↓ -69%
aetna better health mgd medicaid $132.97 ↓ -69%
peak health medicare advantage all plans $156.41 ↓ -64%
united mine workers of america medicare advantage united mine workers of america medicare advantage $156.41 ↓ -64%
highmark wv medicare advantage all plans $162.67 ↓ -62%
humana medicare advantage all plans $164.23 ↓ -62%
aetna medicare advantage all plans $164.23 ↓ -62%
pa health & wellness medicare advantage all plan $164.23 ↓ -62%
wv senior advantage isnp $165.79 ↓ -62%
the health plan wv medicare advantage all plans $165.79 ↓ -62%
coventry health care worker's compensation $247.13 ↓ -43%
alliance coal alliance coal $273.72 ↓ -37%
blue cross blue shield traditional blue cross blue shield traditional $791.58 ↑ +83%
blue cross blue shield ppo blue cross blue shield ppo $791.58 ↑ +83%

Visitor-reported prices

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Pr hospital ip/obs care initial high level per day at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $179.00 not published
Grant Memorial Hospital Petersburg $301.60 not published
Summersville Regional Medical Center Summersville $188.50 not published
Braxton County Memorial Hospital Gassaway $188.50 not published
Jackson General Hospital Ripley $226.50 not published
Potomac Valley Hospital Keyser $286.50 not published
St. Joseph's Hospital Buckhannon $278.50 not published
Beckley ARH Hospital Beckley $192.60 $130.48 – $152.94

All West-virginia hospitals for this procedure →