Pet image ltd area at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$1,199.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,399.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.21 with highmark health options vs $6,254.31 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $51.21 ↓ -96%
highmark health options west va mgd mcaid $51.21 ↓ -96%
wellpoint wv chip $51.21 ↓ -96%
wellpoint west virginia mgd mcaid $51.21 ↓ -96%
the health plan wv mgd mcaid $51.94 ↓ -96%
the health plan wv chip $52.18 ↓ -96%
aetna better health wv chip $52.18 ↓ -96%
aetna better health mgd medicaid $52.18 ↓ -96%
peak health medicare advantage all plans $1,235.81 ↑ +3%
united mine workers of america medicare advantage united mine workers of america medicare advantage $1,235.81 ↑ +3%
highmark wv medicare advantage all plans $1,285.24 ↑ +7%
humana medicare advantage all plans $1,297.60 ↑ +8%
aetna medicare advantage all plans $1,297.60 ↑ +8%
pa health & wellness medicare advantage all plan $1,297.60 ↑ +8%
the health plan wv medicare advantage all plans $1,309.96 ↑ +9%
wv senior advantage isnp $1,309.96 ↑ +9%
unitedhealthcare medicare advantage all plans $1,347.03 ↑ +12%
coventry health care worker's compensation $1,952.58 ↑ +63%
alliance coal alliance coal $2,162.67 ↑ +80%
blue cross blue shield ppo blue cross blue shield ppo $6,254.31 ↑ +421%
blue cross blue shield traditional blue cross blue shield traditional $6,254.31 ↑ +421%

Visitor-reported prices

visitor-reported
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Pet image ltd area at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $2,832.50 $51.21 – $3,302.32
United Hospital Center Bridgeport $2,448.50 $51.21 – $2,335.62
Wetzel County Hospital New Martinsville $2,277.50 $51.21 – $2,316.21
Camden Clark Medical Center Parkersburg $2,448.50 $51.21 – $2,162.67

All West-virginia hospitals for this procedure →