Ndl insj without njx 3+ musc at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$40.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$81.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.24 with highmark health options vs $139.73 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $17.24 ↓ -57%
highmark health options west va mgd mcaid $17.24 ↓ -57%
wellpoint wv chip $17.24 ↓ -57%
wellpoint west virginia mgd mcaid $17.24 ↓ -57%
the health plan wv mgd mcaid $17.49 ↓ -57%
the health plan wv chip $17.57 ↓ -57%
aetna better health wv chip $17.57 ↓ -57%
aetna better health mgd medicaid $17.57 ↓ -57%
peak health medicare advantage all plans $27.61 ↓ -32%
united mine workers of america medicare advantage united mine workers of america medicare advantage $27.61 ↓ -32%
highmark wv medicare advantage all plans $28.71 ↓ -29%
humana medicare advantage all plans $28.99 ↓ -28%
aetna medicare advantage all plans $28.99 ↓ -28%
pa health & wellness medicare advantage all plan $28.99 ↓ -28%
the health plan wv medicare advantage all plans $29.27 ↓ -28%
wv senior advantage isnp $29.27 ↓ -28%
unitedhealthcare medicare advantage all plans $30.09 ↓ -26%
coventry health care worker's compensation $43.62 ↑ +8%
alliance coal alliance coal $48.32 ↑ +19%
blue cross blue shield ppo blue cross blue shield ppo $139.73 ↑ +245%
blue cross blue shield traditional blue cross blue shield traditional $139.73 ↑ +245%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ndl insj without njx 3+ musc at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $70.00 $17.24 – $117.94
Reynolds Memorial Hospital Glen Dale $82.50 $17.24 – $48.32
Summersville Regional Medical Center Summersville $56.00 not published
Berkeley Medical Center Martinsburg $76.00 $11.14 – $19.50
United Hospital Center Bridgeport $60.00 $17.24 – $52.19
Jackson General Hospital Ripley $82.50 not published
Potomac Valley Hospital Keyser $64.00 not published
Wetzel County Hospital New Martinsville $57.00 $17.24 – $51.75

All West-virginia hospitals for this procedure →