Mayo factor v at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$46.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$92.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.68 with highmark health options vs $89.32 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $16.68 ↓ -64%
highmark health options west va mgd mcaid $16.68 ↓ -64%
wellpoint wv chip $16.68 ↓ -64%
wellpoint west virginia mgd mcaid $16.68 ↓ -64%
the health plan wv mgd mcaid $16.92 ↓ -63%
the health plan wv chip $17.00 ↓ -63%
aetna better health wv chip $17.00 ↓ -63%
aetna better health mgd medicaid $17.00 ↓ -63%
peak health medicare advantage all plans $17.65 ↓ -62%
united mine workers of america medicare advantage united mine workers of america medicare advantage $17.65 ↓ -62%
highmark wv medicare advantage all plans $18.36 ↓ -60%
humana medicare advantage all plans $18.53 ↓ -60%
aetna medicare advantage all plans $18.53 ↓ -60%
pa health & wellness medicare advantage all plan $18.53 ↓ -60%
the health plan wv medicare advantage all plans $18.71 ↓ -59%
wv senior advantage isnp $18.71 ↓ -59%
unitedhealthcare medicare advantage all plans $19.24 ↓ -58%
alliance coal alliance coal $22.06 ↓ -52%
coventry health care worker's compensation $27.89 ↓ -39%
blue cross blue shield ppo blue cross blue shield ppo $89.32 ↑ +94%
blue cross blue shield traditional blue cross blue shield traditional $89.32 ↑ +94%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo factor v at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $86.00 not published
West Virginia University Hospitals Morgantown $298.00 $5.00 – $74.77
Grant Memorial Hospital Petersburg $140.80 not published
Reynolds Memorial Hospital Glen Dale $45.50 $5.25 – $27.89
Summersville Regional Medical Center Summersville $131.50 not published
Berkeley Medical Center Martinsburg $90.50 $5.35 – $27.89
Braxton County Memorial Hospital Gassaway $85.00 not published
United Hospital Center Bridgeport $44.00 $16.68 – $27.89

All West-virginia hospitals for this procedure →