Initial nursing facility care/day low severity 99304 at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$378.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$756.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.97 with highmark health options vs $354.67 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $59.97 ↓ -84%
highmark health options west va mgd mcaid $59.97 ↓ -84%
wellpoint wv chip $59.97 ↓ -84%
wellpoint west virginia mgd mcaid $59.97 ↓ -84%
the health plan wv mgd mcaid $60.82 ↓ -84%
the health plan wv chip $61.11 ↓ -84%
aetna better health wv chip $61.11 ↓ -84%
aetna better health mgd medicaid $61.11 ↓ -84%
peak health medicare advantage all plans $70.08 ↓ -81%
united mine workers of america medicare advantage united mine workers of america medicare advantage $70.08 ↓ -81%
highmark wv medicare advantage all plans $72.88 ↓ -81%
humana medicare advantage all plans $73.58 ↓ -81%
aetna medicare advantage all plans $73.58 ↓ -81%
pa health & wellness medicare advantage all plan $73.58 ↓ -81%
wv senior advantage isnp $74.28 ↓ -80%
the health plan wv medicare advantage all plans $74.28 ↓ -80%
coventry health care worker's compensation $110.73 ↓ -71%
alliance coal alliance coal $122.64 ↓ -68%
blue cross blue shield traditional blue cross blue shield traditional $354.67 ↓ -6%
blue cross blue shield ppo blue cross blue shield ppo $354.67 ↓ -6%

Visitor-reported prices

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Initial nursing facility care/day low severity 99304 at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $80.00 not published
Grant Memorial Hospital Petersburg $128.00 not published
Summersville Regional Medical Center Summersville $87.00 not published
Braxton County Memorial Hospital Gassaway $87.00 not published
Jackson General Hospital Ripley $87.00 not published
Potomac Valley Hospital Keyser $87.00 not published
Wetzel County Hospital New Martinsville $94.50 $59.97 – $122.64
St. Joseph's Hospital Buckhannon $82.50 not published

All West-virginia hospitals for this procedure →