Img rta detc/mntr ds phy/qhp at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$19.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$39.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.10 with highmark health options vs $180.42 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $12.10 ↓ -38%
highmark health options west va mgd mcaid $12.10 ↓ -38%
wellpoint wv chip $12.10 ↓ -38%
wellpoint west virginia mgd mcaid $12.10 ↓ -38%
the health plan wv mgd mcaid $12.27 ↓ -37%
the health plan wv chip $12.33 ↓ -37%
aetna better health wv chip $12.33 ↓ -37%
aetna better health mgd medicaid $12.33 ↓ -37%
peak health medicare advantage all plans $35.65 ↑ +83%
united mine workers of america medicare advantage united mine workers of america medicare advantage $35.65 ↑ +83%
highmark wv medicare advantage all plans $37.08 ↑ +90%
humana medicare advantage all plans $37.43 ↑ +92%
aetna medicare advantage all plans $37.43 ↑ +92%
pa health & wellness medicare advantage all plan $37.43 ↑ +92%
the health plan wv medicare advantage all plans $37.79 ↑ +94%
wv senior advantage isnp $37.79 ↑ +94%
unitedhealthcare medicare advantage all plans $38.86 ↑ +99%
coventry health care worker's compensation $56.33 ↑ +189%
alliance coal alliance coal $62.39 ↑ +220%
blue cross blue shield ppo blue cross blue shield ppo $180.42 ↑ +825%
blue cross blue shield traditional blue cross blue shield traditional $180.42 ↑ +825%

Visitor-reported prices

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Img rta detc/mntr ds phy/qhp at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $19.50 not published
West Virginia University Hospitals Morgantown $19.50 $9.67 – $152.30
Grant Memorial Hospital Petersburg $31.20 not published
Reynolds Memorial Hospital Glen Dale $19.50 $10.15 – $62.39
Berkeley Medical Center Martinsburg $19.50 $10.35 – $62.90
Braxton County Memorial Hospital Gassaway $19.50 not published
United Hospital Center Bridgeport $19.50 $12.10 – $67.38
Jackson General Hospital Ripley $19.50 not published

All West-virginia hospitals for this procedure →