Ant instr 2-3 vert segm 22845 at Thomas Hospitals

4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$4,552.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,104.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$572.62 with highmark health options vs $3,471.78 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $572.62 ↓ -87%
highmark health options west va mgd mcaid $572.62 ↓ -87%
wellpoint wv chip $572.62 ↓ -87%
wellpoint west virginia mgd mcaid $572.62 ↓ -87%
the health plan wv mgd mcaid $580.80 ↓ -87%
the health plan wv chip $583.52 ↓ -87%
aetna better health wv chip $583.52 ↓ -87%
aetna better health mgd medicaid $583.52 ↓ -87%
peak health medicare advantage all plans $686.00 ↓ -85%
united mine workers of america medicare advantage united mine workers of america medicare advantage $686.00 ↓ -85%
highmark wv medicare advantage all plans $713.44 ↓ -84%
humana medicare advantage all plans $720.30 ↓ -84%
aetna medicare advantage all plans $720.30 ↓ -84%
pa health & wellness medicare advantage all plan $720.30 ↓ -84%
the health plan wv medicare advantage all plans $727.16 ↓ -84%
wv senior advantage isnp $727.16 ↓ -84%
unitedhealthcare medicare advantage all plans $747.74 ↓ -84%
coventry health care worker's compensation $1,083.88 ↓ -76%
alliance coal alliance coal $1,200.50 ↓ -74%
blue cross blue shield ppo blue cross blue shield ppo $3,471.78 ↓ -24%
blue cross blue shield traditional blue cross blue shield traditional $3,471.78 ↓ -24%

Visitor-reported prices

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Ant instr 2-3 vert segm 22845 at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $11,239.83 $445.90 – $2,906.24
Berkeley Medical Center Martinsburg $3,944.08 $572.62 – $1,200.50

All West-virginia hospitals for this procedure →