ER Visit (level 5, high severity) at Princeton Community Hospital

122 12th St, Princeton, WV · Wvumedicine · · NPI 1558313213

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$1,933.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,867.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.61 with aetna better health pa vs $3,546.19 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna better health pa chip $152.61 ↓ -92%
peak health medicare advantage all plans $608.83 ↓ -69%
united mine workers of america medicare advantage united mine workers of america medicare advantage $608.83 ↓ -69%
optima va medicare advantage all plans $608.83 ↓ -69%
anthem va medicare advantage hmo $608.83 ↓ -69%
highmark health options west va mgd mcaid $609.32 ↓ -68%
highmark health options chip $609.32 ↓ -68%
wellpoint wv chip $609.32 ↓ -68%
wellpoint west virginia mgd mcaid $609.32 ↓ -68%
the health plan wv mgd mcaid $618.02 ↓ -68%
the health plan wv chip $620.92 ↓ -68%
aetna better health wv mgd medicaid $620.92 ↓ -68%
aetna better health wv chip $620.92 ↓ -68%
highmark wv medicare advantage all plans $633.18 ↓ -67%
aetna better health va mgd medicaid $638.33 ↓ -67%
pennsylvania health & wellness medicaid $638.33 ↓ -67%
aetna medicare advantage all plans $639.27 ↓ -67%
pa health & wellness medicare advantage all plan $639.27 ↓ -67%
humana medicare advantage all plans $639.27 ↓ -67%
wv senior advantage isnp $645.36 ↓ -67%
the health plan wv medicare advantage all plans $645.36 ↓ -67%
unitedhealthcare medicare advantage all plans $663.62 ↓ -66%
the health plan wv peia $681.89 ↓ -65%
occunet occunet $821.92 ↓ -57%
coventry health care worker's compensation $961.95 ↓ -50%
alliance coal alliance coal $1,065.45 ↓ -45%
blue cross blue shield traditional blue cross blue shield traditional $3,546.19 ↑ +83%
blue cross blue shield ppo blue cross blue shield ppo $3,546.19 ↑ +83%

Visitor-reported prices

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ER Visit (level 5, high severity) at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $679.00 not published
West Virginia University Hospitals Morgantown $4,303.50 $138.74 – $2,428.49
Grant Memorial Hospital Petersburg $1,859.20 not published
Reynolds Memorial Hospital Glen Dale $871.00 $152.61 – $994.82
Summersville Regional Medical Center Summersville $1,020.50 not published
Berkeley Medical Center Martinsburg $1,205.00 $573.16 – $1,003.03
Braxton County Memorial Hospital Gassaway $496.00 not published
United Hospital Center Bridgeport $1,138.50 $609.32 – $1,074.38

All West-virginia hospitals for this procedure →