Consult comp w/report rfrd material at Princeton Community Hospital

122 12th St, Princeton, WV · Wvumedicine · · NPI 1558313213

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$202.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$405.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$174.17 with anthem va medicare advantage vs $1,014.47 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
anthem va medicare advantage hmo $174.17 ↓ -14%
peak health medicare advantage all plans $174.17 ↓ -14%
united mine workers of america medicare advantage united mine workers of america medicare advantage $174.17 ↓ -14%
optima va medicare advantage all plans $174.17 ↓ -14%
highmark wv medicare advantage all plans $181.14 ↓ -11%
aetna medicare advantage all plans $182.88 ↓ -10%
humana medicare advantage all plans $182.88 ↓ -10%
pa health & wellness medicare advantage all plan $182.88 ↓ -10%
the health plan wv medicare advantage all plans $184.62 ↓ -9%
wv senior advantage isnp $184.62 ↓ -9%
unitedhealthcare medicare advantage all plans $189.85 ↓ -6%
the health plan wv peia $195.07 ↓ -4%
alliance coal alliance coal $217.71 ↑ +8%
occunet occunet $235.13 ↑ +16%
coventry health care worker's compensation $275.19 ↑ +36%
blue cross blue shield traditional blue cross blue shield traditional $1,014.47 ↑ +401%
blue cross blue shield ppo blue cross blue shield ppo $1,014.47 ↑ +401%

Visitor-reported prices

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Consult comp w/report rfrd material at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $128.50 not published
West Virginia University Hospitals Morgantown $375.00 $106.59 – $694.74
Grant Memorial Hospital Petersburg $205.60 not published
Reynolds Memorial Hospital Glen Dale $581.50 $105.71 – $256.96
Summersville Regional Medical Center Summersville $137.50 not published
Braxton County Memorial Hospital Gassaway $128.50 not published
United Hospital Center Bridgeport $200.50 $175.64 – $277.51
Jackson General Hospital Ripley $137.50 not published

All West-virginia hospitals for this procedure →