Ortho hnd/fngr without jnt cstm w/fit&adj at Camden Clark Medical Center

800 Garfield Ave, Parkersburg, WV · Wvumedicine · · NPI 1699704254

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$64.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$129.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$295.66 with molina oh medicare advantage vs $517.41 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
molina oh medicare advantage all plans $295.66 ↑ +358%
united mine workers of america medicare advantage united mine workers of america medicare advantage $295.66 ↑ +358%
peak health medicare advantage all plans $295.66 ↑ +358%
anthem oh medicare advantage hmo $304.53 ↑ +372%
highmark wv medicare advantage all plans $307.49 ↑ +377%
caresource oh medicare advantage all plans $310.44 ↑ +381%
humana medicare advantage all plans $310.44 ↑ +381%
pa health & wellness medicare advantage all plan $310.44 ↑ +381%
senior life medicare advantage all plans $310.44 ↑ +381%
buckeye oh medicare advantage all plans $310.44 ↑ +381%
aetna medicare advantage all plans $310.44 ↑ +381%
the health plan wv medicare advantage all plans $313.40 ↑ +386%
wv senior advantage isnp $313.40 ↑ +386%
valor health medicare advantage all plans $313.40 ↑ +386%
unitedhealthcare medicare advantage all plans $322.27 ↑ +400%
buckeye commercial exchange plan $443.49 ↑ +588%
caresource oh exchange caresource oh exchange $443.49 ↑ +588%
encova worker's compensation $443.49 ↑ +588%
rockport healthcare group worker's compensation $458.27 ↑ +610%
coventry health care worker's compensation $467.14 ↑ +624%
alliance coal alliance coal $517.41 ↑ +702%

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $104.00 $192.18 – $1,252.56
Summersville Regional Medical Center Summersville $100.50 not published
Berkeley Medical Center Martinsburg $104.00 $295.66 – $517.41
United Hospital Center Bridgeport $64.50 $295.66 – $517.41
Wetzel County Hospital New Martinsville $100.50 $295.66 – $517.41
Thomas Hospitals South Charleston $148.00 $295.66 – $1,496.31

All West-virginia hospitals for this procedure →