Treat knee fracture(s) at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$342.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$684.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.60 with upmc for you medicaid vs $629.19 with alliance coal — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
upmc for you medicaid upmc for you medicaid $117.60 ↓ -66%
highmark health options chip $117.60 ↓ -66%
upmc for kids chip $123.20 ↓ -64%
pennsylvania health and wellness mgd medicaid $123.20 ↓ -64%
amerihealth caritas pa medicaid $125.44 ↓ -63%
wellpoint wv chip $131.25 ↓ -62%
wellpoint west virginia mgd mcaid $131.25 ↓ -62%
highmark health options west va mgd mcaid $131.25 ↓ -62%
the health plan wv mgd mcaid $133.13 ↓ -61%
aetna better health mgd medicaid $133.75 ↓ -61%
aetna better health wv chip $133.75 ↓ -61%
the health plan wv chip $133.75 ↓ -61%
geisinger pennsylvania mgd medicaid $134.40 ↓ -61%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $154.33 ↓ -55%
peak health medicare advantage all plans $237.43 ↓ -31%
united mine workers of america medicare advantage united mine workers of america medicare advantage $237.43 ↓ -31%
highmark pa medicare advantage hmo $237.43 ↓ -31%
molina oh medicare advantage all plans $237.43 ↓ -31%
highmark wholecare pa medicare advantage all pla $244.55 ↓ -28%
highmark wv medicare advantage all plans $246.93 ↓ -28%
humana medicare advantage all plans $249.30 ↓ -27%
aetna medicare advantage all plans $249.30 ↓ -27%
upmc for life medicare advantage all plans $249.30 ↓ -27%
buckeye oh medicare advantage all plans $249.30 ↓ -27%
pa health & wellness medicare advantage all plan $249.30 ↓ -27%
valor health medicare advantage all plans $251.68 ↓ -26%
wv senior advantage isnp $251.68 ↓ -26%
the health plan wv medicare advantage all plans $251.68 ↓ -26%
geisinger pa medicare advantage all plans $251.68 ↓ -26%
unitedhealthcare medicare advantage all plans $258.80 ↓ -24%
the health plan wv peia $266.40 ↓ -22%
buckeye commercial exchange plan $356.14 ↑ +4%
encova worker's compensation $356.14 ↑ +4%
caresource oh exchange caresource oh exchange $356.14 ↑ +4%
rockport healthcare group worker's compensation $368.02 ↑ +8%
coventry health care worker's compensation $375.14 ↑ +10%
alliance coal alliance coal $629.19 ↑ +84%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treat knee fracture(s) at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $496.00 not published
Grant Memorial Hospital Petersburg $793.60 not published
Reynolds Memorial Hospital Glen Dale $494.50 $117.60 – $412.06
Summersville Regional Medical Center Summersville $477.00 not published
Braxton County Memorial Hospital Gassaway $496.00 not published
United Hospital Center Bridgeport $284.00 $131.25 – $445.01
Jackson General Hospital Ripley $494.50 not published
Potomac Valley Hospital Keyser $496.00 not published

All West-virginia hospitals for this procedure →