Surgical pathology level 2 gross & microscopic examination at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$249.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$498.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.00 with aetna better health pa vs $152.30 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna better health pa chip $5.00 ↓ -98%
uhc community pa chip unison kids $5.15 ↓ -98%
upmc for you medicaid upmc for you medicaid $5.25 ↓ -98%
highmark health options chip $5.25 ↓ -98%
pennsylvania health and wellness mgd medicaid $5.50 ↓ -98%
upmc for kids chip $5.50 ↓ -98%
pennsylvania health & wellness medicaid $5.50 ↓ -98%
amerihealth caritas pa medicaid $5.60 ↓ -98%
geisinger pennsylvania mgd medicaid $6.00 ↓ -98%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $23.37 ↓ -91%
molina oh medicare advantage all plans $35.95 ↓ -86%
highmark pa medicare advantage hmo $35.95 ↓ -86%
anthem pathway anthem pathway $35.95 ↓ -86%
peak health medicare advantage all plans $35.95 ↓ -86%
caresource oh medicare advantage all plans $35.95 ↓ -86%
united mine workers of america medicare advantage united mine workers of america medicare advantage $35.95 ↓ -86%
upmc for life medicare advantage all plans $35.95 ↓ -86%
anthem oh medicare advantage hmo $37.03 ↓ -85%
highmark wholecare pa medicare advantage all pla $37.03 ↓ -85%
highmark wv medicare advantage all plans $37.39 ↓ -85%
aetna medicare advantage all plans $37.75 ↓ -85%
humana medicare advantage all plans $37.75 ↓ -85%
pa health & wellness medicare advantage all plan $37.75 ↓ -85%
buckeye oh medicare advantage all plans $37.75 ↓ -85%
senior life pa - ma certain hospitals $37.75 ↓ -85%
wv senior advantage isnp $38.11 ↓ -85%
the health plan wv medicare advantage all plans $38.11 ↓ -85%
valor health medicare advantage all plans $38.11 ↓ -85%
geisinger pa medicare advantage all plans $38.11 ↓ -85%
unitedhealthcare medicare advantage all plans $39.19 ↓ -84%
caresource oh exchange caresource oh exchange $39.54 ↓ -84%
the health plan wv peia $40.34 ↓ -84%
alliance coal alliance coal $44.94 ↓ -82%
buckeye commercial exchange plan $53.92 ↓ -78%
encova worker's compensation $53.92 ↓ -78%
rockport healthcare group worker's compensation $55.72 ↓ -78%
coventry health care worker's compensation $56.80 ↓ -77%
blue cross blue shield traditional blue cross blue shield traditional $152.30 ↓ -39%
blue cross blue shield ppo blue cross blue shield ppo $152.30 ↓ -39%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $99.00 not published
Grant Memorial Hospital Petersburg $64.00 not published
Reynolds Memorial Hospital Glen Dale $59.00 $5.25 – $56.33
Summersville Regional Medical Center Summersville $62.00 not published
Berkeley Medical Center Martinsburg $198.00 $5.35 – $56.79
Braxton County Memorial Hospital Gassaway $53.50 not published
United Hospital Center Bridgeport $93.50 $38.50 – $60.83
Jackson General Hospital Ripley $62.00 not published

All West-virginia hospitals for this procedure →