Repair of urethra defect at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$7,077.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,155.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$205.80 with wellpoint west virginia vs $21,864.49 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint west virginia mgd mcaid $205.80 ↓ -97%
highmark health options west va mgd mcaid $205.80 ↓ -97%
highmark health options chip $205.80 ↓ -97%
wellpoint wv chip $205.80 ↓ -97%
the health plan wv mgd mcaid $208.74 ↓ -97%
aetna better health wv chip $209.72 ↓ -97%
the health plan wv chip $209.72 ↓ -97%
aetna better health mgd medicaid $209.72 ↓ -97%
aetna better health pa chip $776.00 ↓ -89%
uhc community pa chip unison kids $799.28 ↓ -89%
upmc for you medicaid upmc for you medicaid $814.80 ↓ -88%
pennsylvania health and wellness mgd medicaid $853.60 ↓ -88%
upmc for kids chip $853.60 ↓ -88%
pennsylvania health & wellness medicaid $853.60 ↓ -88%
geisinger pennsylvania mgd medicaid $931.20 ↓ -87%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $3,354.64 ↓ -53%
molina oh medicare advantage all plans $5,160.98 ↓ -27%
highmark pa medicare advantage hmo $5,160.98 ↓ -27%
anthem pathway anthem pathway $5,160.98 ↓ -27%
peak health medicare advantage all plans $5,160.98 ↓ -27%
caresource oh medicare advantage all plans $5,160.98 ↓ -27%
united mine workers of america medicare advantage united mine workers of america medicare advantage $5,160.98 ↓ -27%
upmc for life medicare advantage all plans $5,160.98 ↓ -27%
anthem oh medicare advantage hmo $5,315.81 ↓ -25%
highmark wholecare pa medicare advantage all pla $5,315.81 ↓ -25%
highmark wv medicare advantage all plans $5,367.42 ↓ -24%
humana medicare advantage all plans $5,419.03 ↓ -23%
aetna medicare advantage all plans $5,419.03 ↓ -23%
pa health & wellness medicare advantage all plan $5,419.03 ↓ -23%
buckeye oh medicare advantage all plans $5,419.03 ↓ -23%
senior life pa - ma certain hospitals $5,419.03 ↓ -23%
the health plan wv medicare advantage all plans $5,470.64 ↓ -23%
wv senior advantage isnp $5,470.64 ↓ -23%
valor health medicare advantage all plans $5,470.64 ↓ -23%
geisinger pa medicare advantage all plans $5,470.64 ↓ -23%
unitedhealthcare medicare advantage all plans $5,625.47 ↓ -21%
caresource oh exchange caresource oh exchange $5,677.08 ↓ -20%
the health plan wv peia $5,790.62 ↓ -18%
buckeye commercial exchange plan $7,741.47 ↑ +9%
encova worker's compensation $7,741.47 ↑ +9%
rockport healthcare group worker's compensation $7,999.52 ↑ +13%
coventry health care worker's compensation $8,154.35 ↑ +15%
alliance coal alliance coal $9,031.71 ↑ +28%
blue cross blue shield traditional blue cross blue shield traditional $21,864.49 ↑ +209%
blue cross blue shield ppo blue cross blue shield ppo $21,864.49 ↑ +209%

Visitor-reported prices

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