Reconstruction of nail bed at West Virginia University Hospitals
1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459
$9,772.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,545.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,290.90 with highmark wholecare pennsylvania medicaid vs $8,413.69 with blue cross blue shield traditional — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| highmark wholecare pennsylvania medicaid | highmark wholecare pennsylvania medicaid | $1,290.90 | ↓ -87% |
| molina oh medicare advantage | all plans | $1,986.00 | ↓ -80% |
| highmark pa medicare advantage | hmo | $1,986.00 | ↓ -80% |
| united mine workers of america medicare advantage | united mine workers of america medicare advantage | $1,986.00 | ↓ -80% |
| upmc for life medicare advantage | all plans | $1,986.00 | ↓ -80% |
| anthem pathway | anthem pathway | $1,986.00 | ↓ -80% |
| peak health medicare advantage | all plans | $1,986.00 | ↓ -80% |
| caresource oh medicare advantage | all plans | $1,986.00 | ↓ -80% |
| highmark wholecare pa medicare advantage | all pla | $2,045.58 | ↓ -79% |
| anthem oh medicare advantage | hmo | $2,045.58 | ↓ -79% |
| highmark wv medicare advantage | all plans | $2,065.44 | ↓ -79% |
| aetna medicare advantage | all plans | $2,085.30 | ↓ -79% |
| humana medicare advantage | all plans | $2,085.30 | ↓ -79% |
| pa health & wellness medicare advantage | all plan | $2,085.30 | ↓ -79% |
| buckeye oh medicare advantage | all plans | $2,085.30 | ↓ -79% |
| senior life pa - ma | certain hospitals | $2,085.30 | ↓ -79% |
| the health plan wv medicare advantage | all plans | $2,105.16 | ↓ -78% |
| valor health medicare advantage | all plans | $2,105.16 | ↓ -78% |
| wv senior advantage | isnp | $2,105.16 | ↓ -78% |
| geisinger pa medicare advantage | all plans | $2,105.16 | ↓ -78% |
| unitedhealthcare medicare advantage | all plans | $2,164.74 | ↓ -78% |
| caresource oh exchange | caresource oh exchange | $2,184.60 | ↓ -78% |
| the health plan wv | peia | $2,228.29 | ↓ -77% |
| buckeye commercial | exchange plan | $2,979.00 | ↓ -70% |
| encova | worker's compensation | $2,979.00 | ↓ -70% |
| rockport healthcare group | worker's compensation | $3,078.30 | ↓ -69% |
| coventry health care | worker's compensation | $3,137.88 | ↓ -68% |
| alliance coal | alliance coal | $3,475.50 | ↓ -64% |
| blue cross blue shield ppo | blue cross blue shield ppo | $8,413.69 | ↓ -14% |
| blue cross blue shield traditional | blue cross blue shield traditional | $8,413.69 | ↓ -14% |
Visitor-reported prices
Comments
Reconstruction of nail bed at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jefferson Medical Center | Ranson | $196.00 | not published |
| Grant Memorial Hospital | Petersburg | $313.60 | not published |
| Summersville Regional Medical Center | Summersville | $195.00 | not published |
| Braxton County Memorial Hospital | Gassaway | $196.00 | not published |
| Jackson General Hospital | Ripley | $195.00 | not published |
| Potomac Valley Hospital | Keyser | $196.00 | not published |
| St. Joseph's Hospital | Buckhannon | $196.00 | not published |