Reconstruct ankle joint at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$20,659.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41,318.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16,976.55 with highmark wholecare pennsylvania medicaid vs $110,647.93 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $16,976.55 ↓ -18%
molina oh medicare advantage all plans $26,117.77 ↑ +26%
highmark pa medicare advantage hmo $26,117.77 ↑ +26%
united mine workers of america medicare advantage united mine workers of america medicare advantage $26,117.77 ↑ +26%
upmc for life medicare advantage all plans $26,117.77 ↑ +26%
anthem pathway anthem pathway $26,117.77 ↑ +26%
peak health medicare advantage all plans $26,117.77 ↑ +26%
caresource oh medicare advantage all plans $26,117.77 ↑ +26%
highmark wholecare pa medicare advantage all pla $26,901.30 ↑ +30%
anthem oh medicare advantage hmo $26,901.30 ↑ +30%
highmark wv medicare advantage all plans $27,162.48 ↑ +31%
aetna medicare advantage all plans $27,423.66 ↑ +33%
humana medicare advantage all plans $27,423.66 ↑ +33%
pa health & wellness medicare advantage all plan $27,423.66 ↑ +33%
buckeye oh medicare advantage all plans $27,423.66 ↑ +33%
senior life pa - ma certain hospitals $27,423.66 ↑ +33%
the health plan wv medicare advantage all plans $27,684.84 ↑ +34%
valor health medicare advantage all plans $27,684.84 ↑ +34%
wv senior advantage isnp $27,684.84 ↑ +34%
geisinger pa medicare advantage all plans $27,684.84 ↑ +34%
unitedhealthcare medicare advantage all plans $28,468.37 ↑ +38%
caresource oh exchange caresource oh exchange $28,729.55 ↑ +39%
the health plan wv peia $29,304.14 ↑ +42%
buckeye commercial exchange plan $39,176.66 ↑ +90%
encova worker's compensation $39,176.66 ↑ +90%
rockport healthcare group worker's compensation $40,482.54 ↑ +96%
coventry health care worker's compensation $41,266.08 ↑ +100%
alliance coal alliance coal $45,706.10 ↑ +121%
blue cross blue shield ppo blue cross blue shield ppo $110,647.93 ↑ +436%
blue cross blue shield traditional blue cross blue shield traditional $110,647.93 ↑ +436%

Visitor-reported prices

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Reconstruct ankle joint at other West-virginia hospitals

Hospital City Cash price Negotiated range
Grant Memorial Hospital Petersburg $1,612.80 not published
Summersville Regional Medical Center Summersville $1,013.50 not published
Berkeley Medical Center Martinsburg $24,056.00 $26,114.46 – $45,700.30
Braxton County Memorial Hospital Gassaway $1,008.00 not published
Jackson General Hospital Ripley $1,058.50 not published
Potomac Valley Hospital Keyser $1,058.50 not published
Camden Clark Medical Center Parkersburg $8,533.50 $25,900.95 – $45,326.66
St. Joseph's Hospital Buckhannon $1,008.00 not published

All West-virginia hospitals for this procedure →