Pt-focused hlth risk assmt at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$34.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$68.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.06 with wellpoint wv vs $152.77 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint wv chip $2.06 ↓ -94%
wellpoint west virginia mgd mcaid $2.06 ↓ -94%
highmark health options chip $2.06 ↓ -94%
highmark health options west va mgd mcaid $2.06 ↓ -94%
the health plan wv mgd mcaid $2.09 ↓ -94%
aetna better health wv chip $2.10 ↓ -94%
aetna better health mgd medicaid $2.10 ↓ -94%
the health plan wv chip $2.10 ↓ -94%
aetna better health pa chip $3.48 ↓ -90%
uhc community pa chip unison kids $3.58 ↓ -89%
upmc for you medicaid upmc for you medicaid $3.65 ↓ -89%
pennsylvania health & wellness medicaid $3.83 ↓ -89%
upmc for kids chip $3.83 ↓ -89%
pennsylvania health and wellness mgd medicaid $3.83 ↓ -89%
amerihealth caritas pa medicaid $3.90 ↓ -89%
geisinger pennsylvania mgd medicaid $4.18 ↓ -88%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $23.44 ↓ -31%
highmark pa medicare advantage hmo $36.06 ↑ +6%
peak health medicare advantage all plans $36.06 ↑ +6%
united mine workers of america medicare advantage united mine workers of america medicare advantage $36.06 ↑ +6%
molina oh medicare advantage all plans $36.06 ↑ +6%
upmc for life medicare advantage all plans $36.06 ↑ +6%
caresource oh medicare advantage all plans $36.06 ↑ +6%
anthem pathway anthem pathway $36.06 ↑ +6%
highmark wholecare pa medicare advantage all pla $37.14 ↑ +9%
anthem oh medicare advantage hmo $37.14 ↑ +9%
highmark wv medicare advantage all plans $37.50 ↑ +10%
senior life pa - ma certain hospitals $37.86 ↑ +11%
pa health & wellness medicare advantage all plan $37.86 ↑ +11%
aetna medicare advantage all plans $37.86 ↑ +11%
humana medicare advantage all plans $37.86 ↑ +11%
buckeye oh medicare advantage all plans $37.86 ↑ +11%
the health plan wv medicare advantage all plans $38.22 ↑ +12%
geisinger pa medicare advantage all plans $38.22 ↑ +12%
wv senior advantage isnp $38.22 ↑ +12%
valor health medicare advantage all plans $38.22 ↑ +12%
unitedhealthcare medicare advantage all plans $39.31 ↑ +16%
caresource oh exchange caresource oh exchange $39.67 ↑ +17%
the health plan wv peia $40.46 ↑ +19%
buckeye commercial exchange plan $54.09 ↑ +59%
encova worker's compensation $54.09 ↑ +59%
rockport healthcare group worker's compensation $55.89 ↑ +64%
coventry health care worker's compensation $56.97 ↑ +68%
alliance coal alliance coal $63.10 ↑ +86%
blue cross blue shield traditional blue cross blue shield traditional $152.77 ↑ +349%
blue cross blue shield ppo blue cross blue shield ppo $152.77 ↑ +349%

Visitor-reported prices

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Pt-focused hlth risk assmt at other West-virginia hospitals

Hospital City Cash price Negotiated range
Reynolds Memorial Hospital Glen Dale $35.50 $2.06 – $62.58
Berkeley Medical Center Martinsburg $34.00 $36.06 – $63.10
Braxton County Memorial Hospital Gassaway $3.00 not published
Jackson General Hospital Ripley $35.00 not published
Potomac Valley Hospital Keyser $36.00 not published
St. Joseph's Hospital Buckhannon $3.00 not published

All West-virginia hospitals for this procedure →