Pt evaluation moderate complexity patient/family at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$244.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.78 with highmark wholecare pennsylvania medicaid vs $389.63 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $59.78 ↓ -76%
aetna better health pa chip $63.61 ↓ -74%
uhc community pa chip unison kids $65.52 ↓ -73%
upmc for you medicaid upmc for you medicaid $66.79 ↓ -73%
highmark health options chip $66.79 ↓ -73%
pennsylvania health & wellness medicaid $69.97 ↓ -71%
upmc for kids chip $69.97 ↓ -71%
pennsylvania health and wellness mgd medicaid $69.97 ↓ -71%
amerihealth caritas pa medicaid $71.24 ↓ -71%
highmark health options west va mgd mcaid $73.09 ↓ -70%
wellpoint west virginia mgd mcaid $73.09 ↓ -70%
wellpoint wv chip $73.09 ↓ -70%
the health plan wv mgd mcaid $74.13 ↓ -70%
aetna better health wv chip $74.48 ↓ -69%
the health plan wv chip $74.48 ↓ -69%
aetna better health mgd medicaid $74.48 ↓ -69%
geisinger pennsylvania mgd medicaid $76.33 ↓ -69%
highmark pa medicare advantage hmo $91.97 ↓ -62%
peak health medicare advantage all plans $91.97 ↓ -62%
united mine workers of america medicare advantage united mine workers of america medicare advantage $91.97 ↓ -62%
molina oh medicare advantage all plans $91.97 ↓ -62%
upmc for life medicare advantage all plans $91.97 ↓ -62%
caresource oh medicare advantage all plans $91.97 ↓ -62%
anthem pathway anthem pathway $91.97 ↓ -62%
highmark wholecare pa medicare advantage all pla $94.73 ↓ -61%
anthem oh medicare advantage hmo $94.73 ↓ -61%
highmark wv medicare advantage all plans $95.65 ↓ -61%
senior life pa - ma certain hospitals $96.57 ↓ -60%
pa health & wellness medicare advantage all plan $96.57 ↓ -60%
humana medicare advantage all plans $96.57 ↓ -60%
buckeye oh medicare advantage all plans $96.57 ↓ -60%
aetna medicare advantage all plans $96.57 ↓ -60%
geisinger pa medicare advantage all plans $97.49 ↓ -60%
the health plan wv medicare advantage all plans $97.49 ↓ -60%
wv senior advantage isnp $97.49 ↓ -60%
valor health medicare advantage all plans $97.49 ↓ -60%
unitedhealthcare medicare advantage all plans $100.25 ↓ -59%
caresource oh exchange caresource oh exchange $101.17 ↓ -59%
the health plan wv peia $103.19 ↓ -58%
alliance coal alliance coal $124.16 ↓ -49%
buckeye commercial exchange plan $137.96 ↓ -43%
encova worker's compensation $137.96 ↓ -43%
rockport healthcare group worker's compensation $142.55 ↓ -42%
coventry health care worker's compensation $145.31 ↓ -40%
blue cross blue shield traditional blue cross blue shield traditional $389.63 ↑ +60%
blue cross blue shield ppo blue cross blue shield ppo $389.63 ↑ +60%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $174.00 not published
Grant Memorial Hospital Petersburg $211.20 not published
Reynolds Memorial Hospital Glen Dale $167.00 $59.78 – $145.31
Summersville Regional Medical Center Summersville $90.00 not published
Berkeley Medical Center Martinsburg $216.50 $68.06 – $145.31
United Hospital Center Bridgeport $185.00 $73.09 – $145.31
Jackson General Hospital Ripley $150.00 not published
Potomac Valley Hospital Keyser $219.50 not published

All West-virginia hospitals for this procedure →