Psychotherapy patient individual therapy 45 minutes at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$243.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$486.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.42 with highmark wholecare pennsylvania medicaid vs $723.81 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $44.42 ↓ -82%
peak health medicare advantage all plans $68.34 ↓ -72%
highmark pa medicare advantage hmo $68.34 ↓ -72%
molina oh medicare advantage all plans $68.34 ↓ -72%
united mine workers of america medicare advantage united mine workers of america medicare advantage $68.34 ↓ -72%
highmark wholecare pa medicare advantage all pla $70.39 ↓ -71%
highmark wv medicare advantage all plans $71.07 ↓ -71%
humana medicare advantage all plans $71.76 ↓ -70%
aetna medicare advantage all plans $71.76 ↓ -70%
upmc for life medicare advantage all plans $71.76 ↓ -70%
buckeye oh medicare advantage all plans $71.76 ↓ -70%
pa health & wellness medicare advantage all plan $71.76 ↓ -70%
wellpoint wv chip $71.80 ↓ -70%
highmark health options chip $71.80 ↓ -70%
highmark health options west va mgd mcaid $71.80 ↓ -70%
wellpoint west virginia mgd mcaid $71.80 ↓ -70%
valor health medicare advantage all plans $72.44 ↓ -70%
the health plan wv medicare advantage all plans $72.44 ↓ -70%
geisinger pa medicare advantage all plans $72.44 ↓ -70%
wv senior advantage isnp $72.44 ↓ -70%
the health plan wv mgd mcaid $72.82 ↓ -70%
aetna better health mgd medicaid $73.17 ↓ -70%
aetna better health wv chip $73.17 ↓ -70%
the health plan wv chip $73.17 ↓ -70%
the health plan wv peia $76.68 ↓ -68%
buckeye commercial exchange plan $102.51 ↓ -58%
encova worker's compensation $102.51 ↓ -58%
caresource oh exchange caresource oh exchange $102.51 ↓ -58%
rockport healthcare group worker's compensation $105.93 ↓ -56%
coventry health care worker's compensation $107.98 ↓ -56%
anthem pathway anthem pathway $170.85 ↓ -30%
caresource oh medicare advantage all plans $170.85 ↓ -30%
anthem oh medicare advantage hmo $175.98 ↓ -28%
senior life pa - ma certain hospitals $179.39 ↓ -26%
alliance coal alliance coal $181.10 ↓ -25%
blue cross blue shield ppo blue cross blue shield ppo $723.81 ↑ +198%
blue cross blue shield traditional blue cross blue shield traditional $723.81 ↑ +198%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $147.00 not published
Grant Memorial Hospital Petersburg $167.20 not published
Reynolds Memorial Hospital Glen Dale $170.50 $71.80 – $296.50
Summersville Regional Medical Center Summersville $98.00 not published
Berkeley Medical Center Martinsburg $145.50 $68.33 – $119.58
Braxton County Memorial Hospital Gassaway $170.50 not published
United Hospital Center Bridgeport $240.00 $71.80 – $320.21
Jackson General Hospital Ripley $100.50 not published

All West-virginia hospitals for this procedure →