Pr exam init preventive phys new visit during 1st 12 mo of mcare enrollment at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$159.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$318.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.30 with highmark wholecare pennsylvania medicaid vs $542.91 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $83.30 ↓ -48%
wellpoint west virginia mgd mcaid $97.28 ↓ -39%
wellpoint wv chip $97.28 ↓ -39%
highmark health options west va mgd mcaid $97.28 ↓ -39%
highmark health options chip $97.28 ↓ -39%
the health plan wv mgd mcaid $98.67 ↓ -38%
aetna better health mgd medicaid $99.14 ↓ -38%
the health plan wv chip $99.14 ↓ -38%
aetna better health wv chip $99.14 ↓ -38%
united mine workers of america medicare advantage united mine workers of america medicare advantage $128.15 ↓ -19%
peak health medicare advantage all plans $128.15 ↓ -19%
upmc for life medicare advantage all plans $128.15 ↓ -19%
caresource oh medicare advantage all plans $128.15 ↓ -19%
molina oh medicare advantage all plans $128.15 ↓ -19%
anthem pathway anthem pathway $128.15 ↓ -19%
highmark pa medicare advantage hmo $128.15 ↓ -19%
highmark wholecare pa medicare advantage all pla $131.99 ↓ -17%
anthem oh medicare advantage hmo $131.99 ↓ -17%
highmark wv medicare advantage all plans $133.28 ↓ -16%
senior life pa - ma certain hospitals $134.56 ↓ -15%
aetna medicare advantage all plans $134.56 ↓ -15%
humana medicare advantage all plans $134.56 ↓ -15%
pa health & wellness medicare advantage all plan $134.56 ↓ -15%
buckeye oh medicare advantage all plans $134.56 ↓ -15%
the health plan wv medicare advantage all plans $135.84 ↓ -15%
geisinger pa medicare advantage all plans $135.84 ↓ -15%
wv senior advantage isnp $135.84 ↓ -15%
valor health medicare advantage all plans $135.84 ↓ -15%
unitedhealthcare medicare advantage all plans $139.68 ↓ -12%
caresource oh exchange caresource oh exchange $140.96 ↓ -11%
the health plan wv peia $143.78 ↓ -10%
buckeye commercial exchange plan $192.22 ↑ +21%
encova worker's compensation $192.22 ↑ +21%
rockport healthcare group worker's compensation $198.63 ↑ +25%
coventry health care worker's compensation $202.48 ↑ +27%
alliance coal alliance coal $224.26 ↑ +41%
blue cross blue shield ppo blue cross blue shield ppo $542.91 ↑ +241%
blue cross blue shield traditional blue cross blue shield traditional $542.91 ↑ +241%

Visitor-reported prices

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Pr exam init preventive phys new visit during 1st 12 mo of mcare enrollment at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $130.50 not published
Grant Memorial Hospital Petersburg $214.40 not published
Reynolds Memorial Hospital Glen Dale $151.50 $82.60 – $222.39
Summersville Regional Medical Center Summersville $248.00 not published
Berkeley Medical Center Martinsburg $157.50 $97.28 – $224.23
Braxton County Memorial Hospital Gassaway $349.50 not published
United Hospital Center Bridgeport $84.00 $97.28 – $240.19
Jackson General Hospital Ripley $159.50 not published

All West-virginia hospitals for this procedure →