Ot evaluation low complexity patient/family at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$221.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$443.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.29 with highmark wholecare pennsylvania medicaid vs $399.46 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $61.29 ↓ -72%
aetna better health pa chip $61.73 ↓ -72%
uhc community pa chip unison kids $63.58 ↓ -71%
upmc for you medicaid upmc for you medicaid $64.82 ↓ -71%
highmark health options chip $64.82 ↓ -71%
upmc for kids chip $67.90 ↓ -69%
pennsylvania health and wellness mgd medicaid $67.90 ↓ -69%
pennsylvania health & wellness medicaid $67.90 ↓ -69%
amerihealth caritas pa medicaid $69.14 ↓ -69%
geisinger pennsylvania mgd medicaid $74.08 ↓ -67%
highmark health options west va mgd mcaid $74.89 ↓ -66%
wellpoint west virginia mgd mcaid $74.89 ↓ -66%
wellpoint wv chip $74.89 ↓ -66%
the health plan wv mgd mcaid $75.96 ↓ -66%
aetna better health wv chip $76.31 ↓ -66%
the health plan wv chip $76.31 ↓ -66%
aetna better health mgd medicaid $76.31 ↓ -66%
highmark pa medicare advantage hmo $94.29 ↓ -57%
peak health medicare advantage all plans $94.29 ↓ -57%
united mine workers of america medicare advantage united mine workers of america medicare advantage $94.29 ↓ -57%
molina oh medicare advantage all plans $94.29 ↓ -57%
upmc for life medicare advantage all plans $94.29 ↓ -57%
caresource oh medicare advantage all plans $94.29 ↓ -57%
anthem pathway anthem pathway $94.29 ↓ -57%
highmark wholecare pa medicare advantage all pla $97.12 ↓ -56%
anthem oh medicare advantage hmo $97.12 ↓ -56%
highmark wv medicare advantage all plans $98.06 ↓ -56%
senior life pa - ma certain hospitals $99.00 ↓ -55%
pa health & wellness medicare advantage all plan $99.00 ↓ -55%
humana medicare advantage all plans $99.00 ↓ -55%
buckeye oh medicare advantage all plans $99.00 ↓ -55%
aetna medicare advantage all plans $99.00 ↓ -55%
geisinger pa medicare advantage all plans $99.95 ↓ -55%
the health plan wv medicare advantage all plans $99.95 ↓ -55%
wv senior advantage isnp $99.95 ↓ -55%
valor health medicare advantage all plans $99.95 ↓ -55%
unitedhealthcare medicare advantage all plans $102.78 ↓ -54%
caresource oh exchange caresource oh exchange $103.72 ↓ -53%
the health plan wv peia $105.79 ↓ -52%
alliance coal alliance coal $127.29 ↓ -43%
buckeye commercial exchange plan $141.44 ↓ -36%
encova worker's compensation $141.44 ↓ -36%
rockport healthcare group worker's compensation $146.15 ↓ -34%
coventry health care worker's compensation $148.98 ↓ -33%
blue cross blue shield traditional blue cross blue shield traditional $399.46 ↑ +80%
blue cross blue shield ppo blue cross blue shield ppo $399.46 ↑ +80%

Visitor-reported prices

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Ot evaluation low complexity patient/family at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $175.00 not published
Grant Memorial Hospital Petersburg $204.80 not published
Reynolds Memorial Hospital Glen Dale $182.50 $61.29 – $148.98
Summersville Regional Medical Center Summersville $86.50 not published
Berkeley Medical Center Martinsburg $207.50 $66.05 – $148.98
Braxton County Memorial Hospital Gassaway $106.50 not published
United Hospital Center Bridgeport $185.00 $74.89 – $148.98
Jackson General Hospital Ripley $157.50 not published

All West-virginia hospitals for this procedure →