Optx rdl&uln shft fx rds&uln at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$9,998.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,997.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with highmark wholecare pennsylvania medicaid vs $29,589.62 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $25.00 ↓ -100%
highmark wholecare pa medicare advantage all pla $25.00 ↓ -100%
aetna better health pa chip $86.00 ↓ -99%
uhc community pa chip unison kids $88.58 ↓ -99%
highmark health options chip $90.30 ↓ -99%
upmc for you medicaid upmc for you medicaid $90.30 ↓ -99%
pennsylvania health and wellness mgd medicaid $94.60 ↓ -99%
pennsylvania health & wellness medicaid $94.60 ↓ -99%
upmc for kids chip $94.60 ↓ -99%
amerihealth caritas pa medicaid $96.32 ↓ -99%
geisinger pennsylvania mgd medicaid $103.20 ↓ -99%
wellpoint wv chip $205.80 ↓ -98%
highmark health options west va mgd mcaid $205.80 ↓ -98%
wellpoint west virginia mgd mcaid $205.80 ↓ -98%
the health plan wv mgd mcaid $208.74 ↓ -98%
the health plan wv chip $209.72 ↓ -98%
aetna better health mgd medicaid $209.72 ↓ -98%
aetna better health wv chip $209.72 ↓ -98%
highmark pa medicare advantage hmo $6,984.45 ↓ -30%
peak health medicare advantage all plans $6,984.45 ↓ -30%
united mine workers of america medicare advantage united mine workers of america medicare advantage $6,984.45 ↓ -30%
molina oh medicare advantage all plans $6,984.45 ↓ -30%
upmc for life medicare advantage all plans $6,984.45 ↓ -30%
caresource oh medicare advantage all plans $6,984.45 ↓ -30%
anthem pathway anthem pathway $6,984.45 ↓ -30%
anthem oh medicare advantage hmo $7,193.98 ↓ -28%
highmark wv medicare advantage all plans $7,263.83 ↓ -27%
buckeye oh medicare advantage all plans $7,333.67 ↓ -27%
pa health & wellness medicare advantage all plan $7,333.67 ↓ -27%
humana medicare advantage all plans $7,333.67 ↓ -27%
senior life pa - ma certain hospitals $7,333.67 ↓ -27%
aetna medicare advantage all plans $7,333.67 ↓ -27%
wv senior advantage isnp $7,403.52 ↓ -26%
geisinger pa medicare advantage all plans $7,403.52 ↓ -26%
the health plan wv medicare advantage all plans $7,403.52 ↓ -26%
valor health medicare advantage all plans $7,403.52 ↓ -26%
unitedhealthcare medicare advantage all plans $7,613.05 ↓ -24%
caresource oh exchange caresource oh exchange $7,682.90 ↓ -23%
the health plan wv peia $7,836.55 ↓ -22%
buckeye commercial exchange plan $10,476.67 ↑ +5%
encova worker's compensation $10,476.67 ↑ +5%
rockport healthcare group worker's compensation $10,825.90 ↑ +8%
coventry health care worker's compensation $11,035.43 ↑ +10%
alliance coal alliance coal $12,222.79 ↑ +22%
blue cross blue shield traditional blue cross blue shield traditional $29,589.62 ↑ +196%
blue cross blue shield ppo blue cross blue shield ppo $29,589.62 ↑ +196%

Visitor-reported prices

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Optx rdl&uln shft fx rds&uln at other West-virginia hospitals

Hospital City Cash price Negotiated range
Grant Memorial Hospital Petersburg $1,528.00 not published
Summersville Regional Medical Center Summersville $994.00 not published
Berkeley Medical Center Martinsburg $16,075.50 $6,983.56 – $12,221.23
Braxton County Memorial Hospital Gassaway $955.00 not published
Jackson General Hospital Ripley $9,557.50 not published
Potomac Valley Hospital Keyser $955.00 not published
Camden Clark Medical Center Parkersburg $6,605.00 $6,926.46 – $12,121.30
Princeton Community Hospital Princeton $6,915.75 $7,418.24 – $43,208.28

All West-virginia hospitals for this procedure →