Opn mpltj hpglsl nstm ary pg at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$19,092.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38,184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$633.61 with wellpoint west virginia vs $62,916.22 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint west virginia mgd mcaid $633.61 ↓ -97%
highmark health options west va mgd mcaid $633.61 ↓ -97%
wellpoint wv chip $633.61 ↓ -97%
highmark health options chip $633.61 ↓ -97%
the health plan wv mgd mcaid $642.66 ↓ -97%
aetna better health wv chip $645.68 ↓ -97%
the health plan wv chip $645.68 ↓ -97%
aetna better health mgd medicaid $645.68 ↓ -97%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $9,653.14 ↓ -49%
peak health medicare advantage all plans $14,850.99 ↓ -22%
upmc for life medicare advantage all plans $14,850.99 ↓ -22%
caresource oh medicare advantage all plans $14,850.99 ↓ -22%
molina oh medicare advantage all plans $14,850.99 ↓ -22%
anthem pathway anthem pathway $14,850.99 ↓ -22%
highmark pa medicare advantage hmo $14,850.99 ↓ -22%
united mine workers of america medicare advantage united mine workers of america medicare advantage $14,850.99 ↓ -22%
highmark wholecare pa medicare advantage all pla $15,296.52 ↓ -20%
anthem oh medicare advantage hmo $15,296.52 ↓ -20%
highmark wv medicare advantage all plans $15,445.03 ↓ -19%
senior life pa - ma certain hospitals $15,593.54 ↓ -18%
aetna medicare advantage all plans $15,593.54 ↓ -18%
humana medicare advantage all plans $15,593.54 ↓ -18%
pa health & wellness medicare advantage all plan $15,593.54 ↓ -18%
buckeye oh medicare advantage all plans $15,593.54 ↓ -18%
the health plan wv medicare advantage all plans $15,742.05 ↓ -18%
geisinger pa medicare advantage all plans $15,742.05 ↓ -18%
wv senior advantage isnp $15,742.05 ↓ -18%
valor health medicare advantage all plans $15,742.05 ↓ -18%
unitedhealthcare medicare advantage all plans $16,187.58 ↓ -15%
caresource oh exchange caresource oh exchange $16,336.09 ↓ -14%
the health plan wv peia $16,662.81 ↓ -13%
buckeye commercial exchange plan $22,276.48 ↑ +17%
encova worker's compensation $22,276.48 ↑ +17%
rockport healthcare group worker's compensation $23,019.03 ↑ +21%
coventry health care worker's compensation $23,464.56 ↑ +23%
alliance coal alliance coal $25,989.23 ↑ +36%
blue cross blue shield ppo blue cross blue shield ppo $62,916.22 ↑ +230%
blue cross blue shield traditional blue cross blue shield traditional $62,916.22 ↑ +230%

Visitor-reported prices

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Opn mpltj hpglsl nstm ary pg at other West-virginia hospitals

Hospital City Cash price Negotiated range
Berkeley Medical Center Martinsburg $22,830.00 $633.61 – $51,971.88

All West-virginia hospitals for this procedure →