Observation per hour at West Virginia University Hospitals
1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459
$9,210.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$116.00 with pennsylvania health and wellness vs $1,500.00 with highmark wholecare pennsylvania medicaid — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| pennsylvania health and wellness | mgd medicaid | $116.00 | ↓ -99% |
| geisinger pennsylvania | mgd medicaid | $116.00 | ↓ -99% |
| aetna | student | $515.00 | ↓ -94% |
| aetna | student health | $515.00 | ↓ -94% |
| aetna | aetna | $708.61 | ↓ -92% |
| aetna better health pa | chip | $976.54 | ↓ -89% |
| uhc community pa chip | unison kids | $1,005.84 | ↓ -89% |
| highmark health options | chip | $1,025.37 | ↓ -89% |
| upmc for kids | chip | $1,074.19 | ↓ -88% |
| pennsylvania health & wellness | medicaid | $1,074.19 | ↓ -88% |
| amerihealth caritas pa | medicaid | $1,093.72 | ↓ -88% |
| optum | behavioral health | $1,482.00 | ↓ -84% |
| upmc for you medicaid | upmc for you medicaid | $1,500.00 | ↓ -84% |
| upmc for life mcare adv | upmc for life mcare adv | $1,500.00 | ↓ -84% |
| highmark wholecare pennsylvania medicaid | highmark wholecare pennsylvania medicaid | $1,500.00 | ↓ -84% |
Visitor-reported prices
Comments
Observation per hour at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jefferson Medical Center | Ranson | $44.00 | not published |
| Reynolds Memorial Hospital | Glen Dale | $336.00 | $57.00 – $1,074.19 |
| Braxton County Memorial Hospital | Gassaway | $18.00 | not published |
| United Hospital Center | Bridgeport | $82.50 | not published |
| Potomac Valley Hospital | Keyser | $29.50 | not published |
| Weirton Medical Center | Weirton | $585.00 | $33.00 – $1,074.19 |
| Beckley ARH Hospital | Beckley | $87.00 | not published |