Observation direct referral from physician office for admission at West Virginia University Hospitals
1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459
$304.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$609.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$90.00 with uhc community pa chip vs $2,440.44 with blue cross blue shield traditional — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| uhc community pa chip | unison kids | $90.00 | ↓ -70% |
| aetna | student | $515.00 | ↑ +69% |
| aetna | student health | $515.00 | ↑ +69% |
| anthem pathway | anthem pathway | $576.05 | ↑ +89% |
| caresource oh medicare advantage | all plans | $576.05 | ↑ +89% |
| upmc for life medicare advantage | all plans | $576.05 | ↑ +89% |
| united mine workers of america medicare advantage | united mine workers of america medicare advantage | $576.05 | ↑ +89% |
| highmark pa medicare advantage | hmo | $576.05 | ↑ +89% |
| peak health medicare advantage | all plans | $576.05 | ↑ +89% |
| molina oh medicare advantage | all plans | $576.05 | ↑ +89% |
| highmark wholecare pa medicare advantage | all pla | $593.33 | ↑ +95% |
| anthem oh medicare advantage | hmo | $593.33 | ↑ +95% |
| highmark wv medicare advantage | all plans | $599.09 | ↑ +97% |
| buckeye oh medicare advantage | all plans | $604.85 | ↑ +99% |
| aetna medicare advantage | all plans | $604.85 | ↑ +99% |
| humana medicare advantage | all plans | $604.85 | ↑ +99% |
| pa health & wellness medicare advantage | all plan | $604.85 | ↑ +99% |
| senior life pa - ma | certain hospitals | $604.85 | ↑ +99% |
| valor health medicare advantage | all plans | $610.61 | ↑ +101% |
| geisinger pa medicare advantage | all plans | $610.61 | ↑ +101% |
| the health plan wv medicare advantage | all plans | $610.61 | ↑ +101% |
| wv senior advantage | isnp | $610.61 | ↑ +101% |
| unitedhealthcare medicare advantage | all plans | $627.89 | ↑ +106% |
| caresource oh exchange | caresource oh exchange | $633.66 | ↑ +108% |
| the health plan wv | peia | $646.33 | ↑ +112% |
| aetna | aetna | $708.61 | ↑ +133% |
| buckeye commercial | exchange plan | $864.07 | ↑ +184% |
| encova | worker's compensation | $864.08 | ↑ +184% |
| rockport healthcare group | worker's compensation | $892.88 | ↑ +193% |
| coventry health care | worker's compensation | $910.16 | ↑ +199% |
| alliance coal | alliance coal | $1,008.09 | ↑ +231% |
| optum | behavioral health | $1,482.00 | ↑ +387% |
| upmc for life mcare adv | upmc for life mcare adv | $1,500.00 | ↑ +393% |
| upmc for you medicaid | upmc for you medicaid | $1,500.00 | ↑ +393% |
| upmc for kids | chip | $1,500.00 | ↑ +393% |
| highmark wholecare pennsylvania medicaid | highmark wholecare pennsylvania medicaid | $1,500.00 | ↑ +393% |
| blue cross blue shield ppo | blue cross blue shield ppo | $2,440.44 | ↑ +701% |
| blue cross blue shield traditional | blue cross blue shield traditional | $2,440.44 | ↑ +701% |
Visitor-reported prices
Comments
Observation direct referral from physician office for admission at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jefferson Medical Center | Ranson | $485.50 | not published |
| Grant Memorial Hospital | Petersburg | $1,166.40 | not published |
| Reynolds Memorial Hospital | Glen Dale | $349.00 | $571.27 – $999.72 |
| Summersville Regional Medical Center | Summersville | $618.50 | not published |
| Berkeley Medical Center | Martinsburg | $463.00 | $575.98 – $1,007.97 |
| Braxton County Memorial Hospital | Gassaway | $570.50 | not published |
| United Hospital Center | Bridgeport | $145.00 | $576.05 – $1,008.09 |
| Wetzel County Hospital | New Martinsville | $951.00 | $571.27 – $999.72 |