Npsy tst eval phsy/qhp ea l hr at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$998.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,996.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.63 with highmark wholecare pennsylvania medicaid vs $186.03 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $45.63 ↓ -95%
wellpoint wv chip $57.39 ↓ -94%
highmark health options west va mgd mcaid $57.39 ↓ -94%
wellpoint west virginia mgd mcaid $57.39 ↓ -94%
the health plan wv mgd mcaid $58.21 ↓ -94%
aetna better health mgd medicaid $58.49 ↓ -94%
aetna better health wv chip $58.49 ↓ -94%
the health plan wv chip $58.49 ↓ -94%
upmc for you medicaid upmc for you medicaid $70.02 ↓ -93%
highmark health options chip $70.02 ↓ -93%
united mine workers of america medicare advantage united mine workers of america medicare advantage $70.20 ↓ -93%
peak health medicare advantage all plans $70.20 ↓ -93%
highmark pa medicare advantage hmo $70.20 ↓ -93%
molina oh medicare advantage all plans $70.20 ↓ -93%
highmark wholecare pa medicare advantage all pla $72.31 ↓ -93%
highmark wv medicare advantage all plans $73.01 ↓ -93%
upmc for kids chip $73.36 ↓ -93%
pennsylvania health and wellness mgd medicaid $73.36 ↓ -93%
humana medicare advantage all plans $73.71 ↓ -93%
buckeye oh medicare advantage all plans $73.71 ↓ -93%
aetna medicare advantage all plans $73.71 ↓ -93%
pa health & wellness medicare advantage all plan $73.71 ↓ -93%
upmc for life medicare advantage all plans $73.71 ↓ -93%
valor health medicare advantage all plans $74.41 ↓ -93%
wv senior advantage isnp $74.41 ↓ -93%
the health plan wv medicare advantage all plans $74.41 ↓ -93%
geisinger pa medicare advantage all plans $74.41 ↓ -93%
amerihealth caritas pa medicaid $74.69 ↓ -93%
unitedhealthcare medicare advantage all plans $76.52 ↓ -92%
the health plan wv peia $78.76 ↓ -92%
geisinger pennsylvania mgd medicaid $80.03 ↓ -92%
buckeye commercial exchange plan $105.30 ↓ -89%
encova worker's compensation $105.30 ↓ -89%
caresource oh exchange caresource oh exchange $105.30 ↓ -89%
rockport healthcare group worker's compensation $108.81 ↓ -89%
coventry health care worker's compensation $110.92 ↓ -89%
alliance coal alliance coal $186.03 ↓ -81%

Visitor-reported prices

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Npsy tst eval phsy/qhp ea l hr at other West-virginia hospitals

Hospital City Cash price Negotiated range
Berkeley Medical Center Martinsburg $487.50 $57.39 – $122.85

All West-virginia hospitals for this procedure →