New Patient Office Visit (level 3) at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$72.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.88 with highmark wholecare pennsylvania medicaid vs $305.54 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $46.88 ↓ -35%
aetna better health pa chip $54.25 ↓ -25%
uhc community pa chip unison kids $55.88 ↓ -22%
upmc for you medicaid upmc for you medicaid $56.96 ↓ -21%
highmark health options chip $56.96 ↓ -21%
upmc for kids chip $59.68 ↓ -17%
pennsylvania health & wellness medicaid $59.68 ↓ -17%
pennsylvania health and wellness mgd medicaid $59.68 ↓ -17%
amerihealth caritas pa medicaid $60.76 ↓ -16%
wellpoint wv chip $61.76 ↓ -14%
wellpoint west virginia mgd mcaid $61.76 ↓ -14%
highmark health options west va mgd mcaid $61.76 ↓ -14%
the health plan wv mgd mcaid $62.64 ↓ -13%
aetna better health mgd medicaid $62.94 ↓ -13%
the health plan wv chip $62.94 ↓ -13%
aetna better health wv chip $62.94 ↓ -13%
geisinger pennsylvania mgd medicaid $65.10 ↓ -10%
highmark pa medicare advantage hmo $72.12 ↑ +0%
peak health medicare advantage all plans $72.12 ↑ +0%
united mine workers of america medicare advantage united mine workers of america medicare advantage $72.12 ↑ +0%
molina oh medicare advantage all plans $72.12 ↑ +0%
upmc for life medicare advantage all plans $72.12 ↑ +0%
caresource oh medicare advantage all plans $72.12 ↑ +0%
anthem pathway anthem pathway $72.12 ↑ +0%
anthem oh medicare advantage hmo $74.28 ↑ +3%
highmark wholecare pa medicare advantage all pla $74.28 ↑ +3%
highmark wv medicare advantage all plans $75.00 ↑ +4%
senior life pa - ma certain hospitals $75.73 ↑ +5%
buckeye oh medicare advantage all plans $75.73 ↑ +5%
pa health & wellness medicare advantage all plan $75.73 ↑ +5%
humana medicare advantage all plans $75.73 ↑ +5%
aetna medicare advantage all plans $75.73 ↑ +5%
valor health medicare advantage all plans $76.45 ↑ +6%
geisinger pa medicare advantage all plans $76.45 ↑ +6%
the health plan wv medicare advantage all plans $76.45 ↑ +6%
wv senior advantage isnp $76.45 ↑ +6%
unitedhealthcare medicare advantage all plans $78.61 ↑ +9%
caresource oh exchange caresource oh exchange $79.33 ↑ +10%
the health plan wv peia $80.92 ↑ +12%
buckeye commercial exchange plan $108.18 ↑ +50%
encova worker's compensation $108.18 ↑ +50%
rockport healthcare group worker's compensation $111.79 ↑ +55%
coventry health care worker's compensation $113.95 ↑ +58%
blue cross blue shield traditional blue cross blue shield traditional $305.54 ↑ +324%
blue cross blue shield ppo blue cross blue shield ppo $305.54 ↑ +324%

Visitor-reported prices

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New Patient Office Visit (level 3) at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $92.50 not published
Grant Memorial Hospital Petersburg $144.00 not published
Reynolds Memorial Hospital Glen Dale $114.00 $46.88 – $113.95
Summersville Regional Medical Center Summersville $90.00 not published
Berkeley Medical Center Martinsburg $86.00 $58.05 – $113.95
Braxton County Memorial Hospital Gassaway $90.00 not published
Jackson General Hospital Ripley $90.00 not published
Potomac Valley Hospital Keyser $102.00 not published

All West-virginia hospitals for this procedure →