Mr sfty implt&/fb asmt stf 1 at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$27.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.47 with highmark health options vs $117.94 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $7.47 ↓ -73%
wellpoint wv chip $7.47 ↓ -73%
wellpoint west virginia mgd mcaid $7.47 ↓ -73%
highmark health options west va mgd mcaid $7.47 ↓ -73%
the health plan wv mgd mcaid $7.57 ↓ -72%
aetna better health wv chip $7.61 ↓ -72%
aetna better health mgd medicaid $7.61 ↓ -72%
the health plan wv chip $7.61 ↓ -72%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $18.10 ↓ -34%
united mine workers of america medicare advantage united mine workers of america medicare advantage $27.84 ↑ +1%
peak health medicare advantage all plans $27.84 ↑ +1%
molina oh medicare advantage all plans $27.84 ↑ +1%
anthem pathway anthem pathway $27.84 ↑ +1%
upmc for life medicare advantage all plans $27.84 ↑ +1%
caresource oh medicare advantage all plans $27.84 ↑ +1%
highmark wholecare pa medicare advantage all pla $28.68 ↑ +4%
anthem oh medicare advantage hmo $28.68 ↑ +4%
highmark wv medicare advantage all plans $28.95 ↑ +5%
senior life pa - ma certain hospitals $29.23 ↑ +6%
aetna medicare advantage all plans $29.23 ↑ +6%
humana medicare advantage all plans $29.23 ↑ +6%
pa health & wellness medicare advantage all plan $29.23 ↑ +6%
buckeye oh medicare advantage all plans $29.23 ↑ +6%
geisinger pa medicare advantage all plans $29.51 ↑ +7%
wv senior advantage isnp $29.51 ↑ +7%
the health plan wv medicare advantage all plans $29.51 ↑ +7%
valor health medicare advantage all plans $29.51 ↑ +7%
unitedhealthcare medicare advantage all plans $30.35 ↑ +10%
caresource oh exchange caresource oh exchange $30.62 ↑ +11%
the health plan wv peia $31.24 ↑ +14%
buckeye commercial exchange plan $41.76 ↑ +52%
coventry health care worker's compensation $43.99 ↑ +60%
alliance coal alliance coal $48.72 ↑ +77%
blue cross blue shield ppo blue cross blue shield ppo $117.94 ↑ +329%
blue cross blue shield traditional blue cross blue shield traditional $117.94 ↑ +329%

Visitor-reported prices

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Mr sfty implt&/fb asmt stf 1 at other West-virginia hospitals

Hospital City Cash price Negotiated range
Berkeley Medical Center Martinsburg $27.50 $7.47 – $48.70
United Hospital Center Bridgeport $30.00 $7.47 – $52.19
Camden Clark Medical Center Parkersburg $30.00 $7.47 – $48.32
Thomas Hospitals South Charleston $30.00 $7.47 – $139.73

All West-virginia hospitals for this procedure →