Lower Back (Lumbar Spine) X-ray at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$247.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$495.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.98 with wellpoint wv vs $426.32 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint wv chip $7.98 ↓ -97%
wellpoint west virginia mgd mcaid $7.98 ↓ -97%
highmark health options chip $7.98 ↓ -97%
highmark health options west va mgd mcaid $7.98 ↓ -97%
the health plan wv mgd mcaid $8.09 ↓ -97%
aetna better health wv chip $8.13 ↓ -97%
aetna better health mgd medicaid $8.13 ↓ -97%
the health plan wv chip $8.13 ↓ -97%
aetna better health pa chip $22.50 ↓ -91%
uhc community pa chip unison kids $23.18 ↓ -91%
upmc for you medicaid upmc for you medicaid $23.63 ↓ -90%
pennsylvania health & wellness medicaid $24.75 ↓ -90%
upmc for kids chip $24.75 ↓ -90%
pennsylvania health and wellness mgd medicaid $24.75 ↓ -90%
amerihealth caritas pa medicaid $25.20 ↓ -90%
geisinger pennsylvania mgd medicaid $27.00 ↓ -89%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $65.41 ↓ -74%
highmark pa medicare advantage hmo $100.63 ↓ -59%
peak health medicare advantage all plans $100.63 ↓ -59%
united mine workers of america medicare advantage united mine workers of america medicare advantage $100.63 ↓ -59%
molina oh medicare advantage all plans $100.63 ↓ -59%
upmc for life medicare advantage all plans $100.63 ↓ -59%
caresource oh medicare advantage all plans $100.63 ↓ -59%
anthem pathway anthem pathway $100.63 ↓ -59%
highmark wholecare pa medicare advantage all pla $103.65 ↓ -58%
anthem oh medicare advantage hmo $103.65 ↓ -58%
highmark wv medicare advantage all plans $104.66 ↓ -58%
senior life pa - ma certain hospitals $105.66 ↓ -57%
pa health & wellness medicare advantage all plan $105.66 ↓ -57%
aetna medicare advantage all plans $105.66 ↓ -57%
humana medicare advantage all plans $105.66 ↓ -57%
buckeye oh medicare advantage all plans $105.66 ↓ -57%
the health plan wv medicare advantage all plans $106.67 ↓ -57%
geisinger pa medicare advantage all plans $106.67 ↓ -57%
wv senior advantage isnp $106.67 ↓ -57%
valor health medicare advantage all plans $106.67 ↓ -57%
unitedhealthcare medicare advantage all plans $109.69 ↓ -56%
caresource oh exchange caresource oh exchange $110.69 ↓ -55%
the health plan wv peia $112.91 ↓ -54%
buckeye commercial exchange plan $150.94 ↓ -39%
encova worker's compensation $150.94 ↓ -39%
rockport healthcare group worker's compensation $155.98 ↓ -37%
coventry health care worker's compensation $159.00 ↓ -36%
alliance coal alliance coal $176.10 ↓ -29%
blue cross blue shield traditional blue cross blue shield traditional $426.32 ↑ +72%
blue cross blue shield ppo blue cross blue shield ppo $426.32 ↑ +72%

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $222.50 not published
Grant Memorial Hospital Petersburg $173.60 not published
Reynolds Memorial Hospital Glen Dale $217.50 $7.98 – $69.84
Summersville Regional Medical Center Summersville $164.50 not published
Berkeley Medical Center Martinsburg $192.50 $7.98 – $70.42
Braxton County Memorial Hospital Gassaway $141.00 not published
United Hospital Center Bridgeport $203.50 $7.98 – $188.60
Jackson General Hospital Ripley $148.00 not published

All West-virginia hospitals for this procedure →