Lev 2 hosp type b ed visit at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$275.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with highmark wholecare pa medicare advantage vs $378.79 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pa medicare advantage all pla $25.00 ↓ -91%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $25.00 ↓ -91%
molina oh medicare advantage all plans $89.41 ↓ -67%
upmc for life medicare advantage all plans $89.41 ↓ -67%
united mine workers of america medicare advantage united mine workers of america medicare advantage $89.41 ↓ -67%
anthem pathway anthem pathway $89.41 ↓ -67%
caresource oh medicare advantage all plans $89.41 ↓ -67%
peak health medicare advantage all plans $89.41 ↓ -67%
anthem oh medicare advantage hmo $92.09 ↓ -67%
highmark wv medicare advantage all plans $92.99 ↓ -66%
aetna medicare advantage all plans $93.88 ↓ -66%
humana medicare advantage all plans $93.88 ↓ -66%
pa health & wellness medicare advantage all plan $93.88 ↓ -66%
buckeye oh medicare advantage all plans $93.88 ↓ -66%
senior life pa - ma certain hospitals $93.88 ↓ -66%
geisinger pa medicare advantage all plans $94.77 ↓ -66%
wv senior advantage isnp $94.77 ↓ -66%
the health plan wv medicare advantage all plans $94.77 ↓ -66%
valor health medicare advantage all plans $94.77 ↓ -66%
unitedhealthcare medicare advantage all plans $97.46 ↓ -65%
caresource oh exchange caresource oh exchange $98.35 ↓ -64%
the health plan wv peia $100.32 ↓ -64%
buckeye commercial exchange plan $134.12 ↓ -51%
coventry health care worker's compensation $141.27 ↓ -49%
alliance coal alliance coal $156.47 ↓ -43%
blue cross blue shield ppo blue cross blue shield ppo $378.79 ↑ +38%
blue cross blue shield traditional blue cross blue shield traditional $378.79 ↑ +38%

Visitor-reported prices

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Lev 2 hosp type b ed visit at other West-virginia hospitals

Hospital City Cash price Negotiated range
Princeton Community Hospital Princeton $446.00 $94.96 – $553.10
Thomas Hospitals South Charleston $195.50 $88.66 – $448.70
Weirton Medical Center Weirton $359.00 $88.66 – $451.23

All West-virginia hospitals for this procedure →