Insj stablj dev without dcmprn at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$8,442.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,885.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$321.70 with wellpoint west virginia vs $32,748.28 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint west virginia mgd mcaid $321.70 ↓ -96%
wellpoint wv chip $321.70 ↓ -96%
highmark health options west va mgd mcaid $321.70 ↓ -96%
the health plan wv mgd mcaid $326.29 ↓ -96%
the health plan wv chip $327.83 ↓ -96%
aetna better health wv chip $327.83 ↓ -96%
aetna better health mgd medicaid $327.83 ↓ -96%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $8,032.60 ↓ -5%
united mine workers of america medicare advantage united mine workers of america medicare advantage $12,357.84 ↑ +46%
highmark pa medicare advantage hmo $12,357.84 ↑ +46%
peak health medicare advantage all plans $12,357.84 ↑ +46%
molina oh medicare advantage all plans $12,357.84 ↑ +46%
highmark wholecare pa medicare advantage all pla $12,728.58 ↑ +51%
highmark wv medicare advantage all plans $12,852.15 ↑ +52%
buckeye oh medicare advantage all plans $12,975.73 ↑ +54%
aetna medicare advantage all plans $12,975.73 ↑ +54%
upmc for life medicare advantage all plans $12,975.73 ↑ +54%
humana medicare advantage all plans $12,975.73 ↑ +54%
pa health & wellness medicare advantage all plan $12,975.73 ↑ +54%
valor health medicare advantage all plans $13,099.31 ↑ +55%
the health plan wv medicare advantage all plans $13,099.31 ↑ +55%
wv senior advantage isnp $13,099.31 ↑ +55%
geisinger pa medicare advantage all plans $13,099.31 ↑ +55%
unitedhealthcare medicare advantage all plans $13,470.05 ↑ +60%
the health plan wv peia $13,865.50 ↑ +64%
buckeye commercial exchange plan $18,536.76 ↑ +120%
encova worker's compensation $18,536.76 ↑ +120%
caresource oh exchange caresource oh exchange $18,536.76 ↑ +120%
rockport healthcare group worker's compensation $19,154.65 ↑ +127%
coventry health care worker's compensation $19,525.39 ↑ +131%
alliance coal alliance coal $32,748.28 ↑ +288%

Visitor-reported prices

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Insj stablj dev without dcmprn at other West-virginia hospitals

Hospital City Cash price Negotiated range
Reynolds Memorial Hospital Glen Dale $7,416.00 $321.70 – $21,446.67
United Hospital Center Bridgeport $7,598.50 $321.70 – $23,161.67
Camden Clark Medical Center Parkersburg $7,598.50 $321.70 – $21,446.67
Princeton Community Hospital Princeton $7,347.50 $321.70 – $76,450.03
Thomas Hospitals South Charleston $8,195.00 $321.70 – $62,022.54

All West-virginia hospitals for this procedure →