Ins/rplc spi npg/rcvr pocket at West Virginia University Hospitals
1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459
$6,715.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,430.67
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.20 with aetna better health pa vs $125,832.44 with blue cross blue shield ppo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| aetna better health pa | chip | $60.20 | ↓ -99% |
| uhc community pa chip | unison kids | $62.01 | ↓ -99% |
| upmc for you medicaid | upmc for you medicaid | $63.21 | ↓ -99% |
| highmark health options | chip | $63.21 | ↓ -99% |
| upmc for kids | chip | $66.22 | ↓ -99% |
| pennsylvania health and wellness | mgd medicaid | $66.22 | ↓ -99% |
| pennsylvania health & wellness | medicaid | $66.22 | ↓ -99% |
| amerihealth caritas pa | medicaid | $67.42 | ↓ -99% |
| geisinger pennsylvania | mgd medicaid | $72.24 | ↓ -99% |
| highmark health options west va | mgd mcaid | $205.80 | ↓ -97% |
| wellpoint west virginia | mgd mcaid | $205.80 | ↓ -97% |
| wellpoint wv | chip | $205.80 | ↓ -97% |
| the health plan wv | mgd mcaid | $208.74 | ↓ -97% |
| aetna better health wv | chip | $209.72 | ↓ -97% |
| aetna | better health mgd medicaid | $209.72 | ↓ -97% |
| the health plan wv | chip | $209.72 | ↓ -97% |
| highmark wholecare pennsylvania medicaid | highmark wholecare pennsylvania medicaid | $19,306.29 | ↑ +187% |
| highmark pa medicare advantage | hmo | $29,701.98 | ↑ +342% |
| peak health medicare advantage | all plans | $29,701.98 | ↑ +342% |
| united mine workers of america medicare advantage | united mine workers of america medicare advantage | $29,701.98 | ↑ +342% |
| molina oh medicare advantage | all plans | $29,701.98 | ↑ +342% |
| upmc for life medicare advantage | all plans | $29,701.98 | ↑ +342% |
| caresource oh medicare advantage | all plans | $29,701.98 | ↑ +342% |
| anthem pathway | anthem pathway | $29,701.98 | ↑ +342% |
| highmark wholecare pa medicare advantage | all pla | $30,593.04 | ↑ +356% |
| anthem oh medicare advantage | hmo | $30,593.04 | ↑ +356% |
| highmark wv medicare advantage | all plans | $30,890.06 | ↑ +360% |
| senior life pa - ma | certain hospitals | $31,187.08 | ↑ +364% |
| pa health & wellness medicare advantage | all plan | $31,187.08 | ↑ +364% |
| aetna medicare advantage | all plans | $31,187.08 | ↑ +364% |
| humana medicare advantage | all plans | $31,187.08 | ↑ +364% |
| buckeye oh medicare advantage | all plans | $31,187.08 | ↑ +364% |
| the health plan wv medicare advantage | all plans | $31,484.10 | ↑ +369% |
| geisinger pa medicare advantage | all plans | $31,484.10 | ↑ +369% |
| wv senior advantage | isnp | $31,484.10 | ↑ +369% |
| valor health medicare advantage | all plans | $31,484.10 | ↑ +369% |
| unitedhealthcare medicare advantage | all plans | $32,375.16 | ↑ +382% |
| caresource oh exchange | caresource oh exchange | $32,672.18 | ↑ +387% |
| the health plan wv | peia | $33,325.62 | ↑ +396% |
| buckeye commercial | exchange plan | $44,552.97 | ↑ +563% |
| encova | worker's compensation | $44,552.97 | ↑ +563% |
| rockport healthcare group | worker's compensation | $46,038.07 | ↑ +586% |
| coventry health care | worker's compensation | $46,929.13 | ↑ +599% |
| alliance coal | alliance coal | $51,978.46 | ↑ +674% |
| blue cross blue shield traditional | blue cross blue shield traditional | $125,832.44 | ↑ +1774% |
| blue cross blue shield ppo | blue cross blue shield ppo | $125,832.44 | ↑ +1774% |
Visitor-reported prices
Comments
Ins/rplc spi npg/rcvr pocket at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jefferson Medical Center | Ranson | $4,998.00 | not published |
| Jackson General Hospital | Ripley | $5,145.00 | not published |
| Wetzel County Hospital | New Martinsville | $7,041.67 | $66.22 – $55,206.80 |
| Camden Clark Medical Center | Parkersburg | $5,874.00 | $205.80 – $51,546.97 |
| Princeton Community Hospital | Princeton | $5,997.50 | $60.20 – $183,747.14 |
| Thomas Hospitals | South Charleston | $13,843.00 | $205.80 – $149,070.88 |