Implant neurostim arrays at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$4,921.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,843.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$205.80 with wellpoint west virginia vs $125,832.44 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint west virginia mgd mcaid $205.80 ↓ -96%
highmark health options west va mgd mcaid $205.80 ↓ -96%
wellpoint wv chip $205.80 ↓ -96%
the health plan wv mgd mcaid $208.74 ↓ -96%
aetna better health mgd medicaid $209.72 ↓ -96%
aetna better health wv chip $209.72 ↓ -96%
the health plan wv chip $209.72 ↓ -96%
highmark health options chip $814.80 ↓ -83%
upmc for you medicaid upmc for you medicaid $814.80 ↓ -83%
upmc for kids chip $853.60 ↓ -83%
pennsylvania health and wellness mgd medicaid $853.60 ↓ -83%
geisinger pennsylvania mgd medicaid $931.20 ↓ -81%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $19,306.29 ↑ +292%
anthem pathway anthem pathway $29,701.98 ↑ +504%
upmc for life medicare advantage all plans $29,701.98 ↑ +504%
united mine workers of america medicare advantage united mine workers of america medicare advantage $29,701.98 ↑ +504%
molina oh medicare advantage all plans $29,701.98 ↑ +504%
peak health medicare advantage all plans $29,701.98 ↑ +504%
highmark pa medicare advantage hmo $29,701.98 ↑ +504%
caresource oh medicare advantage all plans $29,701.98 ↑ +504%
anthem oh medicare advantage hmo $30,593.04 ↑ +522%
highmark wholecare pa medicare advantage all pla $30,593.04 ↑ +522%
highmark wv medicare advantage all plans $30,890.06 ↑ +528%
senior life pa - ma certain hospitals $31,187.08 ↑ +534%
humana medicare advantage all plans $31,187.08 ↑ +534%
pa health & wellness medicare advantage all plan $31,187.08 ↑ +534%
aetna medicare advantage all plans $31,187.08 ↑ +534%
buckeye oh medicare advantage all plans $31,187.08 ↑ +534%
wv senior advantage isnp $31,484.10 ↑ +540%
geisinger pa medicare advantage all plans $31,484.10 ↑ +540%
the health plan wv medicare advantage all plans $31,484.10 ↑ +540%
valor health medicare advantage all plans $31,484.10 ↑ +540%
unitedhealthcare medicare advantage all plans $32,375.16 ↑ +558%
caresource oh exchange caresource oh exchange $32,672.18 ↑ +564%
the health plan wv peia $33,325.62 ↑ +577%
buckeye commercial exchange plan $44,552.97 ↑ +805%
encova worker's compensation $44,552.97 ↑ +805%
rockport healthcare group worker's compensation $46,038.07 ↑ +835%
coventry health care worker's compensation $46,929.13 ↑ +854%
alliance coal alliance coal $51,978.46 ↑ +956%
blue cross blue shield ppo blue cross blue shield ppo $125,832.44 ↑ +2457%
blue cross blue shield traditional blue cross blue shield traditional $125,832.44 ↑ +2457%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post