Frozen cell preparation at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$33.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.86 with highmark wholecare pennsylvania medicaid vs $19.10 with coventry health care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $7.86 ↓ -76%
wellpoint west virginia mgd mcaid $11.42 ↓ -65%
wellpoint wv chip $11.42 ↓ -65%
highmark health options west va mgd mcaid $11.42 ↓ -65%
the health plan wv mgd mcaid $11.59 ↓ -65%
the health plan wv chip $11.64 ↓ -65%
aetna better health wv chip $11.64 ↓ -65%
aetna better health mgd medicaid $11.64 ↓ -65%
molina oh medicare advantage all plans $12.09 ↓ -63%
highmark pa medicare advantage hmo $12.09 ↓ -63%
peak health medicare advantage all plans $12.09 ↓ -63%
united mine workers of america medicare advantage united mine workers of america medicare advantage $12.09 ↓ -63%
highmark wholecare pa medicare advantage all pla $12.45 ↓ -62%
highmark wv medicare advantage all plans $12.57 ↓ -62%
buckeye oh medicare advantage all plans $12.69 ↓ -62%
aetna medicare advantage all plans $12.69 ↓ -62%
upmc for life medicare advantage all plans $12.69 ↓ -62%
humana medicare advantage all plans $12.69 ↓ -62%
pa health & wellness medicare advantage all plan $12.69 ↓ -62%
valor health medicare advantage all plans $12.82 ↓ -61%
the health plan wv medicare advantage all plans $12.82 ↓ -61%
wv senior advantage isnp $12.82 ↓ -61%
geisinger pa medicare advantage all plans $12.82 ↓ -61%
unitedhealthcare medicare advantage all plans $13.18 ↓ -60%
the health plan wv peia $13.56 ↓ -59%
alliance coal alliance coal $15.11 ↓ -54%
buckeye commercial exchange plan $18.14 ↓ -45%
encova worker's compensation $18.14 ↓ -45%
caresource oh exchange caresource oh exchange $18.14 ↓ -45%
rockport healthcare group worker's compensation $18.74 ↓ -43%
coventry health care worker's compensation $19.10 ↓ -42%

Visitor-reported prices

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Frozen cell preparation at other West-virginia hospitals

Hospital City Cash price Negotiated range
Reynolds Memorial Hospital Glen Dale $13.00 $7.86 – $19.10
United Hospital Center Bridgeport $46.50 $11.42 – $19.10
Camden Clark Medical Center Parkersburg $46.50 $11.42 – $19.10

All West-virginia hospitals for this procedure →