Ex arm/elbow tum deep 5 cm/> at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$5,941.67

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,883.33

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,817.35 with highmark wholecare pennsylvania medicaid vs $7,409.19 with alliance coal — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $1,817.35 ↓ -69%
molina oh medicare advantage all plans $2,795.92 ↓ -53%
peak health medicare advantage all plans $2,795.92 ↓ -53%
united mine workers of america medicare advantage united mine workers of america medicare advantage $2,795.92 ↓ -53%
highmark pa medicare advantage hmo $2,795.92 ↓ -53%
highmark wholecare pa medicare advantage all pla $2,879.80 ↓ -52%
highmark wv medicare advantage all plans $2,907.76 ↓ -51%
aetna medicare advantage all plans $2,935.72 ↓ -51%
humana medicare advantage all plans $2,935.72 ↓ -51%
pa health & wellness medicare advantage all plan $2,935.72 ↓ -51%
buckeye oh medicare advantage all plans $2,935.72 ↓ -51%
upmc for life medicare advantage all plans $2,935.72 ↓ -51%
the health plan wv medicare advantage all plans $2,963.68 ↓ -50%
wv senior advantage isnp $2,963.68 ↓ -50%
valor health medicare advantage all plans $2,963.68 ↓ -50%
geisinger pa medicare advantage all plans $2,963.68 ↓ -50%
unitedhealthcare medicare advantage all plans $3,047.55 ↓ -49%
the health plan wv peia $3,137.02 ↓ -47%
encova worker's compensation $4,193.88 ↓ -29%
buckeye commercial exchange plan $4,193.88 ↓ -29%
caresource oh exchange caresource oh exchange $4,193.88 ↓ -29%
rockport healthcare group worker's compensation $4,333.68 ↓ -27%
coventry health care worker's compensation $4,417.55 ↓ -26%
alliance coal alliance coal $7,409.19 ↑ +25%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ex arm/elbow tum deep 5 cm/> at other West-virginia hospitals

Hospital City Cash price Negotiated range
Grant Memorial Hospital Petersburg $1,196.80 not published
Summersville Regional Medical Center Summersville $739.50 not published
Braxton County Memorial Hospital Gassaway $748.00 not published
Jackson General Hospital Ripley $739.50 not published
Potomac Valley Hospital Keyser $748.00 not published
St. Joseph's Hospital Buckhannon $3,344.00 not published
Thomas Hospitals South Charleston $8,112.50 $205.80 – $14,032.46

All West-virginia hospitals for this procedure →