Clsd tx/prox/mid phalnx fx/no manp 26720 at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$454.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$908.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.00 with aetna better health pa vs $1,005.87 with blue cross blue shield ppo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna better health pa chip $56.00 ↓ -88%
uhc community pa chip unison kids $57.68 ↓ -87%
upmc for you medicaid upmc for you medicaid $58.80 ↓ -87%
highmark health options chip $58.80 ↓ -87%
upmc for kids chip $61.60 ↓ -86%
pennsylvania health and wellness mgd medicaid $61.60 ↓ -86%
pennsylvania health & wellness medicaid $61.60 ↓ -86%
amerihealth caritas pa medicaid $62.72 ↓ -86%
geisinger pennsylvania mgd medicaid $67.20 ↓ -85%
highmark health options west va mgd mcaid $131.25 ↓ -71%
wellpoint west virginia mgd mcaid $131.25 ↓ -71%
wellpoint wv chip $131.25 ↓ -71%
the health plan wv mgd mcaid $133.13 ↓ -71%
aetna better health wv chip $133.75 ↓ -71%
aetna better health mgd medicaid $133.75 ↓ -71%
the health plan wv chip $133.75 ↓ -71%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $154.33 ↓ -66%
highmark pa medicare advantage hmo $237.43 ↓ -48%
peak health medicare advantage all plans $237.43 ↓ -48%
united mine workers of america medicare advantage united mine workers of america medicare advantage $237.43 ↓ -48%
molina oh medicare advantage all plans $237.43 ↓ -48%
upmc for life medicare advantage all plans $237.43 ↓ -48%
caresource oh medicare advantage all plans $237.43 ↓ -48%
anthem pathway anthem pathway $237.43 ↓ -48%
highmark wholecare pa medicare advantage all pla $244.55 ↓ -46%
anthem oh medicare advantage hmo $244.55 ↓ -46%
highmark wv medicare advantage all plans $246.93 ↓ -46%
senior life pa - ma certain hospitals $249.30 ↓ -45%
pa health & wellness medicare advantage all plan $249.30 ↓ -45%
aetna medicare advantage all plans $249.30 ↓ -45%
humana medicare advantage all plans $249.30 ↓ -45%
buckeye oh medicare advantage all plans $249.30 ↓ -45%
the health plan wv medicare advantage all plans $251.68 ↓ -45%
geisinger pa medicare advantage all plans $251.68 ↓ -45%
wv senior advantage isnp $251.68 ↓ -45%
valor health medicare advantage all plans $251.68 ↓ -45%
unitedhealthcare medicare advantage all plans $258.80 ↓ -43%
caresource oh exchange caresource oh exchange $261.17 ↓ -42%
the health plan wv peia $266.40 ↓ -41%
buckeye commercial exchange plan $356.14 ↓ -22%
encova worker's compensation $356.14 ↓ -22%
rockport healthcare group worker's compensation $368.02 ↓ -19%
coventry health care worker's compensation $375.14 ↓ -17%
alliance coal alliance coal $415.50 ↓ -8%
blue cross blue shield traditional blue cross blue shield traditional $1,005.87 ↑ +122%
blue cross blue shield ppo blue cross blue shield ppo $1,005.87 ↑ +122%

Visitor-reported prices

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Clsd tx/prox/mid phalnx fx/no manp 26720 at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $220.50 not published
Grant Memorial Hospital Petersburg $378.40 not published
Reynolds Memorial Hospital Glen Dale $438.00 $58.80 – $412.05
Summersville Regional Medical Center Summersville $341.00 not published
Braxton County Memorial Hospital Gassaway $367.00 not published
United Hospital Center Bridgeport $338.00 $131.25 – $445.01
Jackson General Hospital Ripley $491.50 not published
Potomac Valley Hospital Keyser $236.50 not published

All West-virginia hospitals for this procedure →