Brcassure comprehensive panel-sendout at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$1,200.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,400.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,186.17 with highmark wholecare pennsylvania medicaid vs $7,731.10 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $1,186.17 ↓ -1%
aetna better health pa chip $1,622.11 ↑ +35%
uhc community pa chip unison kids $1,670.77 ↑ +39%
upmc for you medicaid upmc for you medicaid $1,703.22 ↑ +42%
highmark health options chip $1,703.22 ↑ +42%
wellpoint wv chip $1,724.51 ↑ +44%
wellpoint west virginia mgd mcaid $1,724.51 ↑ +44%
highmark health options west va mgd mcaid $1,724.51 ↑ +44%
the health plan wv mgd mcaid $1,749.15 ↑ +46%
aetna better health wv chip $1,757.36 ↑ +46%
aetna better health mgd medicaid $1,757.36 ↑ +46%
the health plan wv chip $1,757.36 ↑ +46%
pennsylvania health and wellness mgd medicaid $1,784.32 ↑ +49%
pennsylvania health & wellness medicaid $1,784.32 ↑ +49%
upmc for kids chip $1,784.32 ↑ +49%
amerihealth caritas pa medicaid $1,816.76 ↑ +51%
highmark pa medicare advantage hmo $1,824.88 ↑ +52%
peak health medicare advantage all plans $1,824.88 ↑ +52%
united mine workers of america medicare advantage united mine workers of america medicare advantage $1,824.88 ↑ +52%
molina oh medicare advantage all plans $1,824.88 ↑ +52%
upmc for life medicare advantage all plans $1,824.88 ↑ +52%
caresource oh medicare advantage all plans $1,824.88 ↑ +52%
anthem pathway anthem pathway $1,824.88 ↑ +52%
highmark wholecare pa medicare advantage all pla $1,879.63 ↑ +57%
anthem oh medicare advantage hmo $1,879.63 ↑ +57%
highmark wv medicare advantage all plans $1,897.88 ↑ +58%
senior life pa - ma certain hospitals $1,916.12 ↑ +60%
buckeye oh medicare advantage all plans $1,916.12 ↑ +60%
pa health & wellness medicare advantage all plan $1,916.12 ↑ +60%
humana medicare advantage all plans $1,916.12 ↑ +60%
aetna medicare advantage all plans $1,916.12 ↑ +60%
valor health medicare advantage all plans $1,934.37 ↑ +61%
geisinger pa medicare advantage all plans $1,934.37 ↑ +61%
wv senior advantage isnp $1,934.37 ↑ +61%
the health plan wv medicare advantage all plans $1,934.37 ↑ +61%
geisinger pennsylvania mgd medicaid $1,946.53 ↑ +62%
unitedhealthcare medicare advantage all plans $1,989.12 ↑ +66%
caresource oh exchange caresource oh exchange $2,007.37 ↑ +67%
the health plan wv peia $2,047.52 ↑ +71%
alliance coal alliance coal $2,281.10 ↑ +90%
encova worker's compensation $2,737.32 ↑ +128%
buckeye commercial exchange plan $2,737.32 ↑ +128%
rockport healthcare group worker's compensation $2,828.56 ↑ +136%
coventry health care worker's compensation $2,883.31 ↑ +140%
blue cross blue shield ppo blue cross blue shield ppo $7,731.10 ↑ +544%
blue cross blue shield traditional blue cross blue shield traditional $7,731.10 ↑ +544%

Visitor-reported prices

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Brcassure comprehensive panel-sendout at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $1,200.00 not published
Grant Memorial Hospital Petersburg $1,920.00 not published
Reynolds Memorial Hospital Glen Dale $1,200.00 $1,186.17 – $2,883.31
Summersville Regional Medical Center Summersville $1,200.00 not published
Berkeley Medical Center Martinsburg $1,200.00 $1,724.51 – $2,883.31
Braxton County Memorial Hospital Gassaway $1,200.00 not published
United Hospital Center Bridgeport $1,200.00 $1,724.51 – $2,883.31
Jackson General Hospital Ripley $1,200.00 not published

All West-virginia hospitals for this procedure →