Bk waist belt webbing at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$148.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$297.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.61 with highmark wholecare pennsylvania medicaid vs $198.17 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $48.61 ↓ -67%
molina oh medicare advantage all plans $74.78 ↓ -50%
peak health medicare advantage all plans $74.78 ↓ -50%
united mine workers of america medicare advantage united mine workers of america medicare advantage $74.78 ↓ -50%
highmark pa medicare advantage hmo $74.78 ↓ -50%
highmark wholecare pa medicare advantage all pla $77.02 ↓ -48%
highmark wv medicare advantage all plans $77.77 ↓ -48%
aetna medicare advantage all plans $78.52 ↓ -47%
humana medicare advantage all plans $78.52 ↓ -47%
pa health & wellness medicare advantage all plan $78.52 ↓ -47%
buckeye oh medicare advantage all plans $78.52 ↓ -47%
upmc for life medicare advantage all plans $78.52 ↓ -47%
the health plan wv medicare advantage all plans $79.27 ↓ -47%
wv senior advantage isnp $79.27 ↓ -47%
valor health medicare advantage all plans $79.27 ↓ -47%
geisinger pa medicare advantage all plans $79.27 ↓ -47%
unitedhealthcare medicare advantage all plans $81.51 ↓ -45%
the health plan wv peia $83.90 ↓ -44%
encova worker's compensation $112.17 ↓ -24%
buckeye commercial exchange plan $112.17 ↓ -24%
caresource oh exchange caresource oh exchange $112.17 ↓ -24%
rockport healthcare group worker's compensation $115.91 ↓ -22%
coventry health care worker's compensation $118.15 ↓ -20%
alliance coal alliance coal $198.17 ↑ +33%

Visitor-reported prices

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Bk waist belt webbing at other West-virginia hospitals

Hospital City Cash price Negotiated range
Reynolds Memorial Hospital Glen Dale $146.50 $48.61 – $130.86
United Hospital Center Bridgeport $140.00 $74.78 – $130.86
Wetzel County Hospital New Martinsville $144.50 $74.78 – $130.86
Camden Clark Medical Center Parkersburg $140.00 $74.78 – $130.86

All West-virginia hospitals for this procedure →