Biospy of bladder at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$5,064.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,128.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$156.32 with highmark wholecare pennsylvania medicaid vs $1,018.88 with blue cross blue shield traditional — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $156.32 ↓ -97%
molina oh medicare advantage all plans $240.50 ↓ -95%
highmark pa medicare advantage hmo $240.50 ↓ -95%
united mine workers of america medicare advantage united mine workers of america medicare advantage $240.50 ↓ -95%
upmc for life medicare advantage all plans $240.50 ↓ -95%
anthem pathway anthem pathway $240.50 ↓ -95%
peak health medicare advantage all plans $240.50 ↓ -95%
caresource oh medicare advantage all plans $240.50 ↓ -95%
highmark wholecare pa medicare advantage all pla $247.72 ↓ -95%
anthem oh medicare advantage hmo $247.72 ↓ -95%
highmark wv medicare advantage all plans $250.12 ↓ -95%
aetna medicare advantage all plans $252.52 ↓ -95%
humana medicare advantage all plans $252.52 ↓ -95%
pa health & wellness medicare advantage all plan $252.52 ↓ -95%
buckeye oh medicare advantage all plans $252.52 ↓ -95%
senior life pa - ma certain hospitals $252.52 ↓ -95%
the health plan wv medicare advantage all plans $254.93 ↓ -95%
valor health medicare advantage all plans $254.93 ↓ -95%
wv senior advantage isnp $254.93 ↓ -95%
geisinger pa medicare advantage all plans $254.93 ↓ -95%
unitedhealthcare medicare advantage all plans $262.14 ↓ -95%
caresource oh exchange caresource oh exchange $264.55 ↓ -95%
the health plan wv peia $269.84 ↓ -95%
buckeye commercial exchange plan $360.75 ↓ -93%
encova worker's compensation $360.75 ↓ -93%
rockport healthcare group worker's compensation $372.77 ↓ -93%
coventry health care worker's compensation $379.99 ↓ -92%
alliance coal alliance coal $420.88 ↓ -92%
blue cross blue shield ppo blue cross blue shield ppo $1,018.88 ↓ -80%
blue cross blue shield traditional blue cross blue shield traditional $1,018.88 ↓ -80%

Visitor-reported prices

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Biospy of bladder at other West-virginia hospitals

Hospital City Cash price Negotiated range
Summersville Regional Medical Center Summersville $321.50 not published
Berkeley Medical Center Martinsburg $287.50 $240.46 – $420.80
Braxton County Memorial Hospital Gassaway $318.00 not published
Jackson General Hospital Ripley $303.00 not published
Potomac Valley Hospital Keyser $318.00 not published
Camden Clark Medical Center Parkersburg $1,049.00 $238.50 – $417.38
Princeton Community Hospital Princeton $4,575.00 $255.42 – $1,487.72
St. Joseph's Hospital Buckhannon $321.50 not published

All West-virginia hospitals for this procedure →