Anogenital exam child w imag at West Virginia University Hospitals

1 Medical Center Dr, Morgantown, WV · Wvumedicine · · NPI 1841271459

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$258.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$517.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.30 with wellpoint west virginia vs $515.69 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint west virginia mgd mcaid $63.30 ↓ -76%
wellpoint wv chip $63.30 ↓ -76%
highmark health options west va mgd mcaid $63.30 ↓ -76%
the health plan wv mgd mcaid $64.21 ↓ -75%
the health plan wv chip $64.51 ↓ -75%
aetna better health wv chip $64.51 ↓ -75%
aetna better health mgd medicaid $64.51 ↓ -75%
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $126.49 ↓ -51%
united mine workers of america medicare advantage united mine workers of america medicare advantage $194.60 ↓ -25%
highmark pa medicare advantage hmo $194.60 ↓ -25%
peak health medicare advantage all plans $194.60 ↓ -25%
molina oh medicare advantage all plans $194.60 ↓ -25%
highmark wholecare pa medicare advantage all pla $200.44 ↓ -22%
highmark wv medicare advantage all plans $202.38 ↓ -22%
buckeye oh medicare advantage all plans $204.33 ↓ -21%
aetna medicare advantage all plans $204.33 ↓ -21%
upmc for life medicare advantage all plans $204.33 ↓ -21%
humana medicare advantage all plans $204.33 ↓ -21%
pa health & wellness medicare advantage all plan $204.33 ↓ -21%
valor health medicare advantage all plans $206.28 ↓ -20%
the health plan wv medicare advantage all plans $206.28 ↓ -20%
wv senior advantage isnp $206.28 ↓ -20%
geisinger pa medicare advantage all plans $206.28 ↓ -20%
unitedhealthcare medicare advantage all plans $212.11 ↓ -18%
the health plan wv peia $218.34 ↓ -16%
buckeye commercial exchange plan $291.90 ↑ +13%
encova worker's compensation $291.90 ↑ +13%
caresource oh exchange caresource oh exchange $291.90 ↑ +13%
rockport healthcare group worker's compensation $301.63 ↑ +17%
coventry health care worker's compensation $307.47 ↑ +19%
alliance coal alliance coal $515.69 ↑ +99%

Visitor-reported prices

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Anogenital exam child w imag at other West-virginia hospitals

Hospital City Cash price Negotiated range
Reynolds Memorial Hospital Glen Dale $767.67 $63.30 – $337.72

All West-virginia hospitals for this procedure →