X-ray exam entire spi 4/5 vw at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$195.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$391.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.61 with highmark health options vs $176.07 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $12.61 ↓ -94%
wellpoint wv chip $12.61 ↓ -94%
wellpoint west virginia mgd mcaid $12.61 ↓ -94%
highmark health options west va mgd mcaid $12.61 ↓ -94%
the health plan wv mgd mcaid $12.79 ↓ -93%
aetna better health wv mgd medicaid $12.85 ↓ -93%
aetna better health wv chip $12.85 ↓ -93%
the health plan wv chip $12.85 ↓ -93%
aetna better health va mgd medicaid $39.88 ↓ -80%
peak health medicare advantage all plans $100.61 ↓ -49%
united mine workers of america medicare advantage united mine workers of america medicare advantage $100.61 ↓ -49%
highmark wholecare pa medicare advantage all pla $103.63 ↓ -47%
highmark wv medicare advantage all plans $104.63 ↓ -46%
senior life medicare advantage all plans $105.64 ↓ -46%
humana medicare advantage all plans $105.64 ↓ -46%
pa health & wellness medicare advantage all plan $105.64 ↓ -46%
aetna medicare advantage all plans $105.64 ↓ -46%
the health plan wv medicare advantage all plans $106.65 ↓ -45%
wv senior advantage isnp $106.65 ↓ -45%
valor health medicare advantage all plans $106.65 ↓ -45%
geisinger pa medicare advantage all plans $106.65 ↓ -45%
unitedhealthcare medicare advantage all plans $109.66 ↓ -44%
caresource oh exchange caresource oh exchange $150.92 ↓ -23%
encova worker's compensation $150.92 ↓ -23%
rockport healthcare group worker's compensation $155.95 ↓ -20%
coventry health care worker's compensation $158.96 ↓ -19%
alliance coal alliance coal $176.07 ↓ -10%

Visitor-reported prices

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X-ray exam entire spi 4/5 vw at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $212.00 $12.61 – $266.67
Reynolds Memorial Hospital Glen Dale $194.50 $12.61 – $174.65
Summersville Regional Medical Center Summersville $292.50 not published
United Hospital Center Bridgeport $258.00 $12.61 – $188.60
Jackson General Hospital Ripley $212.00 not published
Wetzel County Hospital New Martinsville $1,041.00 $12.61 – $187.02
Camden Clark Medical Center Parkersburg $271.50 $12.61 – $69.84
Princeton Community Hospital Princeton $227.00 $12.61 – $622.48

All West-virginia hospitals for this procedure →