Treat big toe fracture at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$5,813.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,626.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,149.05 with united mine workers of america medicare advantage vs $5,510.84 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united mine workers of america medicare advantage united mine workers of america medicare advantage $3,149.05 ↓ -46%
peak health medicare advantage all plans $3,149.05 ↓ -46%
highmark wholecare pa medicare advantage all pla $3,243.52 ↓ -44%
highmark wv medicare advantage all plans $3,275.01 ↓ -44%
pa health & wellness medicare advantage all plan $3,306.50 ↓ -43%
aetna medicare advantage all plans $3,306.50 ↓ -43%
senior life medicare advantage all plans $3,306.50 ↓ -43%
humana medicare advantage all plans $3,306.50 ↓ -43%
valor health medicare advantage all plans $3,337.99 ↓ -43%
the health plan wv medicare advantage all plans $3,337.99 ↓ -43%
wv senior advantage isnp $3,337.99 ↓ -43%
geisinger pa medicare advantage all plans $3,337.99 ↓ -43%
unitedhealthcare medicare advantage all plans $3,432.46 ↓ -41%
caresource oh exchange caresource oh exchange $4,723.58 ↓ -19%
encova worker's compensation $4,723.58 ↓ -19%
rockport healthcare group worker's compensation $4,881.03 ↓ -16%
coventry health care worker's compensation $4,975.50 ↓ -14%
alliance coal alliance coal $5,510.84 ↓ -5%

Visitor-reported prices

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Treat big toe fracture at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $5,862.00 $174.83 – $13,342.64
Grant Memorial Hospital Petersburg $839.20 not published
Summersville Regional Medical Center Summersville $517.00 not published
Braxton County Memorial Hospital Gassaway $524.50 not published
Jackson General Hospital Ripley $540.50 not published
Potomac Valley Hospital Keyser $540.50 not published
Camden Clark Medical Center Parkersburg $5,430.51 $3,123.31 – $5,465.79
St. Joseph's Hospital Buckhannon $524.50 not published

All West-virginia hospitals for this procedure →