Psychotherapy patient individual therapy 60 minutes at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$91.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$182.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.33 with peak health medicare advantage vs $119.58 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
peak health medicare advantage all plans $68.33 ↓ -25%
united mine workers of america medicare advantage united mine workers of america medicare advantage $68.33 ↓ -25%
highmark wholecare pa medicare advantage all pla $70.38 ↓ -23%
highmark wv medicare advantage all plans $71.06 ↓ -22%
humana medicare advantage all plans $71.75 ↓ -21%
aetna medicare advantage all plans $71.75 ↓ -21%
senior life medicare advantage all plans $71.75 ↓ -21%
pa health & wellness medicare advantage all plan $71.75 ↓ -21%
valor health medicare advantage all plans $72.43 ↓ -20%
the health plan wv medicare advantage all plans $72.43 ↓ -20%
wv senior advantage isnp $72.43 ↓ -20%
geisinger pa medicare advantage all plans $72.43 ↓ -20%
encova worker's compensation $102.50 ↑ +13%
caresource oh exchange caresource oh exchange $102.50 ↑ +13%
rockport healthcare group worker's compensation $105.91 ↑ +16%
wellpoint wv chip $106.29 ↑ +17%
wellpoint west virginia mgd mcaid $106.29 ↑ +17%
highmark health options chip $106.29 ↑ +17%
highmark health options west va mgd mcaid $106.29 ↑ +17%
the health plan wv mgd mcaid $107.81 ↑ +18%
coventry health care worker's compensation $107.96 ↑ +19%
aetna better health wv chip $108.32 ↑ +19%
aetna better health wv mgd medicaid $108.32 ↑ +19%
the health plan wv chip $108.32 ↑ +19%
alliance coal alliance coal $119.58 ↑ +31%

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $196.00 not published
West Virginia University Hospitals Morgantown $364.00 $44.42 – $723.81
Grant Memorial Hospital Petersburg $246.40 not published
Reynolds Memorial Hospital Glen Dale $227.00 $106.29 – $296.50
Summersville Regional Medical Center Summersville $189.00 not published
Braxton County Memorial Hospital Gassaway $170.50 not published
United Hospital Center Bridgeport $349.50 $106.29 – $320.21
Jackson General Hospital Ripley $215.00 not published

All West-virginia hospitals for this procedure →