Exc benign feenlm 3.1-4.0cm 11444 at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$7,524.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,049.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.19 with aetna vs $2,781.70 with alliance coal — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna better health va mgd medicaid $125.19 ↓ -98%
highmark health options chip $205.80 ↓ -97%
wellpoint wv chip $205.80 ↓ -97%
wellpoint west virginia mgd mcaid $205.80 ↓ -97%
highmark health options west va mgd mcaid $205.80 ↓ -97%
the health plan wv mgd mcaid $208.74 ↓ -97%
aetna better health wv chip $209.72 ↓ -97%
the health plan wv chip $209.72 ↓ -97%
aetna better health wv mgd medicaid $209.72 ↓ -97%
peak health medicare advantage all plans $1,589.54 ↓ -79%
united mine workers of america medicare advantage united mine workers of america medicare advantage $1,589.54 ↓ -79%
highmark wholecare pa medicare advantage all pla $1,637.23 ↓ -78%
highmark wv medicare advantage all plans $1,653.12 ↓ -78%
senior life medicare advantage all plans $1,669.02 ↓ -78%
humana medicare advantage all plans $1,669.02 ↓ -78%
pa health & wellness medicare advantage all plan $1,669.02 ↓ -78%
aetna medicare advantage all plans $1,669.02 ↓ -78%
the health plan wv medicare advantage all plans $1,684.91 ↓ -78%
wv senior advantage isnp $1,684.91 ↓ -78%
valor health medicare advantage all plans $1,684.91 ↓ -78%
geisinger pa medicare advantage all plans $1,684.91 ↓ -78%
unitedhealthcare medicare advantage all plans $1,732.60 ↓ -77%
caresource oh exchange caresource oh exchange $2,384.31 ↓ -68%
encova worker's compensation $2,384.31 ↓ -68%
rockport healthcare group worker's compensation $2,463.79 ↓ -67%
coventry health care worker's compensation $2,511.47 ↓ -67%
alliance coal alliance coal $2,781.70 ↓ -63%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc benign feenlm 3.1-4.0cm 11444 at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $224.00 not published
West Virginia University Hospitals Morgantown $4,197.00 $117.00 – $6,734.93
Grant Memorial Hospital Petersburg $358.40 not published
Reynolds Memorial Hospital Glen Dale $1,968.50 $122.85 – $2,758.96
Summersville Regional Medical Center Summersville $1,635.00 not published
Braxton County Memorial Hospital Gassaway $224.00 not published
United Hospital Center Bridgeport $1,898.50 $205.80 – $2,979.57
Jackson General Hospital Ripley $1,582.00 not published

All West-virginia hospitals for this procedure →