Consultation pathology during surgery cytological exam initial site at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$318.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$637.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.13 with aetna vs $1,225.13 with coventry health care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna better health va mgd medicaid $17.13 ↓ -95%
peak health medicare advantage all plans $775.40 ↑ +143%
united mine workers of america medicare advantage united mine workers of america medicare advantage $775.40 ↑ +143%
highmark wholecare pa medicare advantage all pla $798.66 ↑ +151%
highmark wv medicare advantage all plans $806.42 ↑ +153%
aetna medicare advantage all plans $814.17 ↑ +156%
senior life medicare advantage all plans $814.17 ↑ +156%
humana medicare advantage all plans $814.17 ↑ +156%
pa health & wellness medicare advantage all plan $814.17 ↑ +156%
valor health medicare advantage all plans $821.92 ↑ +158%
geisinger pa medicare advantage all plans $821.92 ↑ +158%
wv senior advantage isnp $821.92 ↑ +158%
the health plan wv medicare advantage all plans $821.92 ↑ +158%
unitedhealthcare medicare advantage all plans $845.19 ↑ +165%
alliance coal alliance coal $969.25 ↑ +204%
encova worker's compensation $1,163.10 ↑ +265%
caresource oh exchange caresource oh exchange $1,163.10 ↑ +265%
rockport healthcare group worker's compensation $1,201.87 ↑ +277%
coventry health care worker's compensation $1,225.13 ↑ +285%

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $63.50 not published
West Virginia University Hospitals Morgantown $158.00 $16.01 – $3,285.41
Grant Memorial Hospital Petersburg $101.60 not published
Reynolds Memorial Hospital Glen Dale $73.50 $16.81 – $1,215.11
Summersville Regional Medical Center Summersville $61.00 not published
Braxton County Memorial Hospital Gassaway $63.50 not published
United Hospital Center Bridgeport $117.00 $830.56 – $1,312.28
Jackson General Hospital Ripley $61.00 not published

All West-virginia hospitals for this procedure →